Bergen County and Lodi Borough property record for 295 Main St, Lodi, NJ 07644
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | built 1959 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Jul 2013) |
| Tax Bill | $22,302 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 31-00161-0000-00008 |
| Primary APN | 31-00161-0000-00008 |
|---|---|
| Alternative APNs |
|
| Units | 20 Units |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 210 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 333900 |
|---|---|
| Street Address | 295 MAIN ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1830 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | CNR |
| Legal Description | 50X210 |
| Legal Block | 161 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30300 |
295 Main St, a residential property, is owned by a company that bought it in July 2013.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 295 MAIN ST, LODI, NJ 07644-1830 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2013 · Amount on File |
| Deed Sale | Jul 23, 2013 · Amount on File |
| Prior Sale | Apr 9, 2013 · Amount on File |
| Deed Document Number | 201380369 |
| Deed Book / Page | 1463 / 1726 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 295 Main St was $22,302, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630,000 (-) Land $230,000 Building $400,000 | $630,000 (-) Land $230,000 Building $400,000 | |
| 2025 | $22,302.00 (+5.61%) | $630,000 Land $230,000 Building $400,000 | $630,000 Land $230,000 Building $400,000 |
| 2024 | $21,118.00 | ||
| 2023 | $630,000 Land $230,000 Building $400,000 | $630,000 Land $230,000 Building $400,000 | |
| 2022 | $20,563.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Main St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 335 (1978–2024) |
| Claims Outside the SFHA | 33 of 335 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 295 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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