Bergen County and Lodi Borough property record for 282 Main St, Lodi, NJ 07644
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | built 1965 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,050,000 (Jan 2019) |
| Tax Bill | $17,711 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2019 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 31-00162-0000-00048 |
| Primary APN | 31-00162-0000-00048 |
|---|---|
| Alternative APNs |
|
| Units | 12 Units |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,445 sqft (0.125 acres) |
| Account Number | 335700 |
|---|---|
| Street Address | 282 MAIN ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1829 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | CNR |
| Legal Description | .125AC |
| Legal Block | 162 |
| Legal Lot Number | 48 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30300 |
Source: Bergen County and Lodi Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 204 BELLEVUE AVE, A, MONTCLAIR, NJ 07043-1827 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BLUE FOUNDRY BANK |
| Feb 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK |
| Jan 8, 2019 | Deed with Mortgage, Transfer · Construction Mortgage 282 MAIN ST INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on Record |
| Deed Sale | Jan 8, 2019 · Amount on Record |
| Prior Sale | Aug 11, 2015 · Amount on Record |
| Deed Document Number | 20192087 |
| Deed Book / Page | 3150 / 365 |
| Prior Transfer Date | Dec 28, 2018 |
| Prior Transfer Doc | 0031500365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 282 MAIN ST, LODI, NJ 07644-1829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4161, WAYNE, NJ 07474-4161 |
| Document Number | 0047100381 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 4710/381 |
| Instrument | 2022060199 |
| Name | BLUE FOUNDRY BANK |
|---|---|
| Type | Bank |
| Address | RUTHERFORD, NJ 07070 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 282 MAIN ST, LODI, NJ 07644-1829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031850491 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 3185/491 |
| Instrument | 2019-012567.01 |
| Name | COLUMBIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 8, 2019 |
| Property Address | 282 MAIN ST, LODI, NJ 07644-1829 |
| Document Number | 0031500365 |
| Book / Page | 003150 / 000365 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2087 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8 SMITH LN WAYNE NJ 074705346, WAYNE, NJ 07470-5346 |
| Document Number | 31500373 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 003150/000373 |
| Instrument | 2087 |
| Name | 282 MAIN ST INC |
|---|---|
| Address | 204 BELLEVUE AVE # A, MONTCLAIR, NJ 07043-1827 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 7, 2020 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,300 (-) Land $172,800 Building $327,500 | $500,300 (-) Land $172,800 Building $327,500 | |
| 2025 | $17,711.00 (+5.61%) | $500,300 (-) Land $172,800 Building $327,500 | $500,300 (-) Land $172,800 Building $327,500 |
| 2024 | $16,770.00 (+2.7%) | ||
| 2023 | $500,300 Land $172,800 Building $327,500 | $500,300 Land $172,800 Building $327,500 | |
| 2022 | $16,329.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 335 (1978–2024) |
| Claims Outside the SFHA | 33 of 335 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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