Bergen County and Lodi Borough property record for 284 Main St, Lodi, NJ 07644
| Property Type | Commercial |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,084 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 31-00143-0000-00001-04 |
| Primary APN | 31-00143-0000-00001-04 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,454 sqft (0.24 acres) |
|---|
| Old Parcel Number | 3100143000000001D |
|---|---|
| Street Address | 284 MAIN ST |
| City | LODI |
| State | NJ |
| Zip | 07644 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | .24 AC |
| Legal Block | 143 |
| Legal Lot Number | 1.04 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30300 |
284 Main St, a commercial property, is owned by a company that acquired it in May 2021.
Source: Bergen County and Lodi Borough records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 300 MAIN ST, LODI, NJ 07644-1825 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage COLUMBIA BANK |
| Jun 23, 2021 | Bargain and Sale Deed, Transfer · Commercial Mortgage COLUMBIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 21, 2021 |
| Transfer Doc | 0042290267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 284 MAIN ST, LODI, NJ 07644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0042290294 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 4229/294 |
| Instrument | 2021100518 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | EDISON, NJ 08837 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jun 1, 2028 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 23, 2021 |
| Property Address | 284 MAIN ST, LODI, NJ 07644 |
| Document Number | 0042290267 |
| Book / Page | 4229 / 267 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021100515 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 MAIN ST, 300, LODI, NJ 07644-1825 |
| Name | Verified Name |
|---|---|
| Address | 300 MAIN ST, LODI, NJ 07644-1825 |
| Document Number | 2021100516 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021100516 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 284 Main St was $7,084, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,100 (-) Land $188,200 Building $11,900 | $200,100 (-) Land $188,200 Building $11,900 | |
| 2025 | $7,084.00 (+5.62%) | $200,100 Land $188,200 Building $11,900 | $200,100 Land $188,200 Building $11,900 |
| 2024 | $6,707.00 | ||
| 2023 | $200,100 Land $188,200 Building $11,900 | $200,100 Land $188,200 Building $11,900 | |
| 2022 | $6,531.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 335 (1978–2024) |
| Claims Outside the SFHA | 33 of 335 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 284 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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