295 Bent Tree Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 295 Bent Tree Dr, Stanley, NC 28164 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2008
Square Footage4,987 sqft Living Area
Lot Size12,937 sqft (0.297 acres)
OccupancyOwner Occupied
Last Sale$570,000 (2014)
Tax Bill$5,469.00 (2025)

Owner

Source: Lincoln County records · APN 4612-22-4126

Assessment roll updated August 12, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address295 BENT TREE DR, STANLEY, NC 28164-7822
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Mar 07, 2019Deed of Trust, Mortgage
US BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2014 · Amount on Record
Deed SaleApr 17, 2014 · Amount on Record
Prior SaleAug 24, 2007 · Amount on Record
Deed Doc Number2014519711
Deed Book / Page2451 / 367
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Recording DateMay 12, 2026
Property Address295 BENT TREE DR, STANLEY, NC 28164-7822
Document Number0003502653
Book / Page3502 / 653
Instrument DateApr 29, 2026
Instrument2026709464
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyVISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 BENT TREE DR, STANLEY, NC 28164-7822

Mortgage

Document Number0000709464,
DateMay 12, 2026
Book Page3502/653
Instrument2026709464
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 15, 2066
Interest
Rate6.46%
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address295 BENT TREE DR, STANLEY, NC 28164-7822
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2976831
DateNov 20, 2020
Book Page2976/831
Instrument620316
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2040

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address295 BENT TREE DR, STANLEY, NC 28164-7822
Document Number2802391
Instrument DateMar 07, 2019
Transaction TypeMortgage
Record UpdatedMar 21, 2019
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address295 BENT TREE DR STANLEY NC 281647822, STANLEY, NC 28164-7822

Mortgage

Document Number2802391
DateMar 12, 2019
Book Page002802/000391
Instrument589789
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueMar 11, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,469.00 (+0.79%)$882,382 (-) Land $80,000 Building $802,382$882,382 (-) Land $80,000 Building $802,382
2023$5,426.00$882,382 Land $80,000 Building $802,382$882,382 Land $80,000 Building $802,382

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN4612-22-4126
Alternative APNs
  • 251558
  • 84507

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Building Area4,987 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCustom Design Style
Lot Area12,937 sqft (0.297 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number251558
Street Address295 BENT TREE DR
CitySTANLEY
StateNC
Zip28164-7822
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#21 LT TREETOPS PH1
Legal SubdivisionTREETOPS
Legal Lot Number21
JurisdictionLINCOLN NC
Minor Civil DivisionCATAWBA SPRINGS
Census Blockgroup1
Census Block1019
Census Tract71102

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