Lincoln County property record for 277 Bent Tree Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,044 sqft · built 2018 |
| Lot Size | 0.297 acres (12,937 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Jun 2019) |
| Tax Bill | $5,502 (2025) |
| Deeds & Mortgages | Jul 2019 Transfer Jun 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4612-22-3012 |
| Primary APN | 4612-22-3012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 1 Story |
| Building Area | 4,044 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Lot Area | 12,937 sqft (0.297 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 273391 |
|---|---|
| Street Address | 277 BENT TREE DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-7822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #19 LT TREETOPS PH1 |
| Legal Subdivision | TREETOPS |
| Legal Lot Number | 19 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 71102 |
Source: Lincoln County assessment roll, APN 4612-22-3012, as of August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 BENT TREE DR, STANLEY, NC 28164-7822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 28, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA |
| Feb 26, 2019 | Trustee's Deed, Construction Loan · Line of Credit PEOPLES BK |
| Sep 27, 2018 | Trustee's Deed, Construction Loan · Line of Credit PEOPLES BK |
| Mar 29, 2018 | Warranty Deed, Transfer · Line of Credit PEOPLES BK & TR CO/CLINTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2018 · Amount on Record |
| Deed Document Number | 2019594397 |
| Deed Book / Page | 2827 / 272 |
| Prior Transfer Date | Jun 27, 2019 |
| Prior Transfer Doc | 28280261 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 02, 2019 |
| Property Address | 277 BENT TREE DR, STANLEY, NC 28164-7822 |
| Document Number | 2828261 |
| Book / Page | 002828 / 000261 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 594569 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 BENT TREE DR STANLEY NC 28164, STANLEY, NC 28164 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 28, 2019 |
| Property Address | 277 BENT TREE DR, STANLEY, NC 28164-7822 |
| Document Number | 2827272 |
| Book / Page | 002827 / 000272 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 594397 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 BENT TREE DR STANLEY NC 28164, STANLEY, NC 28164 |
| Document Number | 2827274 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 002827/000274 |
| Instrument | 594398 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 26, 2019 |
| Property Address | 277 BENT TREE DR, STANLEY, NC 28164-7822 |
| Book / Page | 002799 / 000372 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 589200 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3012 SYCAMORE CT HUNTERSVILLE NC 28078, HUNTERSVILLE, NC 28078 |
| Document Number | 2799372 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 002799/000372 |
| Instrument | 589200 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 27, 2018 |
| Property Address | 277 BENT TREE DR, STANLEY, NC 28164-7822 |
| Book / Page | 002772 / 000304 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 583756 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13012 SYCAMORE AT HUNTERSVILLE NC 28078, HUNTERSVILLE, NC 28078 |
| Document Number | 2772304 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 002772/000304 |
| Instrument | 583756 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 29, 2018 |
| Property Address | 277 BENT TREE DR, STANLEY, NC 28164-7822 |
| Document Number | 2733236 |
| Book / Page | 002733 / 000236 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 576019 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | BENT TREE DR STANLEY NC 28164, STANLEY, NC 28164 |
| Document Number | 2733238 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 002733/000238 |
| Instrument | 576020 |
| Name | PEOPLES BK & TR CO/CLINTON |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll as of August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,502.00 (+0.79%) | $887,789 (-) Land $80,000 Building $807,789 | $887,789 (-) Land $80,000 Building $807,789 |
| 2023 | $5,459.00 | $887,789 Land $80,000 Building $807,789 | $887,789 Land $80,000 Building $807,789 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 126 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NC0155035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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