285 Bent Tree Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 285 Bent Tree Dr, Stanley, NC 28164 · Last verified November 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2019
Square Footage4,746 sqft Finished Area
Lot Size12,937 sqft (0.296 acres)
PoolPool with Hot Tub/Spa
OccupancyOwner Occupied
Tax Bill$7,001.00 (2023)

Owner

Source: Lincoln County records · APN 4612-22-3069

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address285 BENT TREE DR, STANLEY, NC 28164-7822
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Nov 25, 2019Quit Claim Deed, Transfer
RESIDENTIAL MTG SVC
Sep 19, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
RESIDENTIAL MTG SVC
Oct 10, 2018Warranty Deed, Construction Loan · Line of Credit
PEOPLES BK
Apr 07, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2019
Deed SaleDec 31, 2019
Prior SaleOct 10, 2018 · Amount on Record
Deed Doc Number0002872591
Deed Book / Page2774 / 0755
Prior Transfer DateNov 25, 2019
Prior Transfer Doc601037
Record RefreshedJun 07, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address285 BENT TREE DR, STANLEY, NC 28164-7822
Transaction TypeMortgage
Record UpdatedSep 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 BENT TREE DR, STANLEY, NC 28164-7822

Mortgage

Document Number0003191621
DateAug 25, 2022
Book Page3191/621
Instrument656896
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 23, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address285 BENT TREE DR, STANLEY, NC 28164-7822
Transaction TypeMortgage
Record UpdatedFeb 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3000721
DateJan 29, 2021
Book Page3000/721
Instrument624296
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN NC
Recording DateNov 25, 2019
Property Address285 BENT TREE DR, STANLEY, NC 28164-7822
Document Number2864240
Book / Page002864 / 000240
Instrument DateSep 19, 2019
Instrument601037
Transaction TypeTransfer
Record UpdatedDec 09, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address13012 SYCAMORE TERRACE CT HUNTERSVILLE NC 280786812, HUNTERSVILLE, NC 28078-6812

Mortgage

Document Number2864242
DateNov 25, 2019
Book Page002864/000242
Instrument601038
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

Mortgage

Document Number2848454,
DateNov 25, 2019
Book Page002848/000454
Instrument598222
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address285 BENT TREE DR, STANLEY, NC 28164-7822
Document Number2848454
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 03, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address285 BENT TREE DR STANLEY NC 28164, STANLEY, NC 28164

Mortgage

Document Number2848454
DateSep 24, 2019
Book Page002848/000454
Instrument598222
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 23, 2049

October 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateOct 10, 2018
Property Address285 BENT TREE DR, STANLEY, NC 28164-7822
Document Number2774755
Book / Page002774 / 000755
Instrument DateOct 09, 2018
Instrument584227
Transaction TypeConstruction Loan
Record UpdatedOct 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13012 SYCAMORE TERRACE CT HUNTERSVILLE NC 280786812, HUNTERSVILLE, NC 28078-6812

Mortgage

Document Number2774757
DateOct 10, 2018
Book Page002774/000757
Instrument584228
Lender
NamePEOPLES BK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateApr 07, 2017
Property Address285 BENT TREE DR, STANLEY, NC 28164-7822
Document Number2657747
Book / Page002657 / 000747
Instrument DateApr 07, 2017
Instrument561131
Transaction TypeTransfer
Record UpdatedMay 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$120.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3482 HUNTERSVILLE NC 280703482, HUNTERSVILLE, NC 28070-3482

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$7,001.00$1,144,227 Land $80,000 Building $1,064,227$1,144,227 Land $80,000 Building $1,064,227

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN4612-22-3069
Alternative APNs
  • 276517
  • 84506

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms16 Rooms
Building Area4,746 sqft Finished Area
Stories2 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 2019
Architectural StyleCustom Design Style
Lot Area12,937 sqft (0.296 acres)
Pool TypePool with Hot Tub/Spa Pool Type
Pool Area448 sqft Pool

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number276517
Street Address285 BENT TREE DR
CitySTANLEY
StateNC
Zip28164-7822
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#20 LT TREETOPS PH1
Legal SubdivisionTREETOPS SUB PH 1
Legal Block22
Legal Lot Number20
JurisdictionLINCOLN NC
Minor Civil DivisionCATAWBA SPRINGS
Census Blockgroup1
Census Block1019
Census Tract71102

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