295 Bear Swamp Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 295 Bear Swamp Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 2016
Lot Size	0.849 acres (37,000 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2025)
Tax Bill	$2,741 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`094000 281.-1-10`

Property Details

APN / Parcel Number

Primary APN	`094000 281.-1-10`
Alternative APN	`400028100000010100000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	37,000 sqft (0.849 acres)
Lot Dimensions	185 ft deep x 200 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	295 BEAR SWAMP RD
City	PERU
State	NY
Zip	12972-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAT BELLS
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	1
Census Block	1025
Census Tract	101902

Owner

295 Bear Swamp Rd is owned by an individual who bought it in August 2025.

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	99 BROADWELL RD, MORRISONVILLE, NY 12962-2601
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage ABSOLUTE HOME MORTGAGE CORP
Jan 4, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Prior Sale	Oct 17, 2024 · Amount on File
Deed Document Number	20252025-00345838
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Aug 21, 2025
Property Address	295 BEAR SWAMP RD, PERU, NY 12972-4906
Document Number	0000345838
Instrument Date	Aug 19, 2025
Instrument	2025-00345838
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 BROADWELL RD, MORRISONVILLE, NY 12962-2601

Mortgage

Document Number	0000345839
Date	Aug 21, 2025
Instrument	2025-00345839

Lender

Name	ABSOLUTE HOME MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 4, 2017
Property Address	295 BEAR SWAMP RD, PERU, NY 12972-4906
Document Number	0000284133
Instrument Date	Oct 13, 2016
Instrument	284133
Transaction Type	Transfer
Record Updated	Jan 25, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 BEAR SWAMP RD PERU NY 12972, PERU, NY 12972

Tax Assessment & Valuation

The 2026 property tax bill for 295 Bear Swamp Rd was $2,741, up 268.9% from the year before.

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,741.00 (+268.91%)
2025	$743.00	$134,000 Land $39,800 Building $94,200	$134,000 Land $39,800 Building $94,200
2023		$111,800 Land $33,000 Building $78,800	$111,800 Land $33,000 Building $78,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Bear Swamp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Bear Swamp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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