260 Bear Swamp Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 260 Bear Swamp Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,325 sqft · built 1956
Lot Size	0.763 acres (33,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Jun 2021)
Tax Bill	$4,199 (2026)
Deeds & Mortgages	Jun 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`094000 270.-1-55`

Property Details

APN / Parcel Number

Primary APN	`094000 270.-1-55`
Alternative APN	`400027000000010550000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	33,250 sqft (0.763 acres)
Lot Dimensions	133 ft deep x 250 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	260 BEAR SWAMP RD
City	PERU
State	NY
Zip	12972-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	55.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	1
Census Block	1016
Census Tract	101902

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 BEAR SWAMP RD, PERU, NY 12972-4905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Nov 20, 2012 · Amount on Record
Deed Document Number	202120210-00316642
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0000316642
Record Updated	Oct 29, 2026

June 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CLINTON NY
Recording Date	Jun 15, 2021
Property Address	260 BEAR SWAMP RD, PERU, NY 12972-4905
Document Number	0000316642
Instrument Date	Jun 11, 2021
Instrument	20210-00316642
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 GARRETT WAY, SCHUYLER FALLS, NY 12985-1949

Mortgage

Document Number	21000316643
Date	Jun 15, 2021
Instrument	210-00316643

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,199.00 (+268.98%)
2025	$1,138.00	$205,300 (+15.92%) Land $39,000 Building $166,300	$205,300 (+15.92%) Land $39,000 Building $166,300
2023		$177,100 (+9.32%) Land $31,500 Building $145,600	$177,100 (+9.32%) Land $31,500 Building $145,600
2022		$162,000 Land $26,500 Building $135,500	$162,000 Land $26,500 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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