Clinton County and Peru Town property record for 302 Bear Swamp Rd, Peru, NY 12972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,865 sqft · built 1912 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Aug 2005) |
| Tax Bill | $4,126 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 270.-1-57.1 |
| Primary APN | 094000 270.-1-57.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,865 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| 2nd Floor Area | 781 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 143,748 sqft (3.3 acres) |
| Porch | Slab |
| Porch Area | 377 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 302 BEAR SWAMP RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-4907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BELLS PATENT |
| Legal Block | 1 |
| Legal Lot Number | 57.001 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 101902 |
302 Bear Swamp Rd is owned and occupied by an individual who bought it in August 2005.
Source: Clinton County and Peru Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 BEAR SWAMP RD, PERU, NY 12972-4907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2005 · Amount on File |
| Deed Sale | Aug 5, 2005 · Amount on File |
| Deed Book / Page | 20051 / 85447 |
| Prior Transfer Date | Sep 28, 2000 |
| Prior Transfer Doc | 2000025578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 302 BEAR SWAMP RD, PERU, NY 12972-4907 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000327911 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 20220-00327911 |
| Name | DANNEMORA FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Nov 1, 2034 |
The 2026 property tax bill for 302 Bear Swamp Rd was $4,126 with a homeowner's exemption, up 269.1% from the year before.
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,126.00 (+269.05%) Homeowner's exemption | ||
| 2025 | $1,118.00 | $201,700 Land $45,000 Building $156,700 | $201,700 Land $45,000 Building $156,700 |
| 2023 | $192,200 Land $40,000 Building $152,200 | $192,200 Land $40,000 Building $152,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Bear Swamp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 302 Bear Swamp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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