Frederick County property record for 2949 Verdugo Ct, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 5,964 sqft · built 2018 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $803,570 (Aug 2018) |
| Tax Bill | $10,842 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-595030 |
| Primary APN | 07-595030 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,964 sqft Living Area |
| Gross Area | 6,470 sqft |
| 1st Floor Area | 2,530 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 595030 |
|---|---|
| Street Address | 2949 VERDUGO CT |
| City | FREDERICK |
| State | MD |
| Zip | 21704-8048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 PLAT 6 1.39 ACRES RAMSBURG ESTATES |
| Legal Subdivision | ACRES RAMSBURG ESTATES |
| Legal Lot Number | 42 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 752201 |
2949 Verdugo Ct is owned and occupied by two individuals who acquired it in November 2020.
Source: Frederick County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 13, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 23, 2018 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Apr 18, 2018 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on File |
| Deed Sale | Aug 23, 2018 · Amount on File |
| Prior Sale | Apr 18, 2018 · Amount on File |
| Deed Book / Page | 12587 / 197 |
| Last Transfer Date | Nov 24, 2020 |
| Transfer Doc | 0144460001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0177750491 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 17775/491 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 27, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0153230174 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 15323/174 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 24, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 13, 2021 |
| Property Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0144460001 |
| Book / Page | 14446 / 1 |
| Map Reference | MB 99 PL 3 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0136610237 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2949 VERDUGO CT FREDERICK MD 217048048, FREDERICK, MD 21704-8048 |
| Document Number | 0136610237 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 013661/000237 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 23, 2018 |
| Property Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0125870197 |
| Book / Page | 12587 / 0197 |
| Map Reference | MB99 PL3 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NVR SETTLEMENT SVCS OF MARYL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,008.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD STE 105, 4991, FREDERICK, MD 21703-7342 |
| Name | Verified Name |
|---|---|
| Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0012587203 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 12587/203 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0124830486 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0124830486 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 012483/000486 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 18, 2018 |
| Property Address | 2949 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0133690477 |
| Book / Page | 013369 / 000477 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7540 N MARKET ST FREDERICK MD 217014307, FREDERICK, MD 21701-4307 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $963,167 | $1,113,300 Land $250,800 Building $862,500 | |
| 2024 | $10,842.00 (+8.11%) | ||
| 2023 | $10,029.00 | $848,267 | $888,100 Land $232,900 Building $655,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2949 Verdugo Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2949 Verdugo Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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