2948 Verdugo Ct, Frederick, MD 21704 Property Records

Frederick County property record for 2948 Verdugo Ct, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,546 sqft · built 2018
Lot Size1.47 acres (64,033 sqft)
OwnerIndividual Name on Record
Last Sale$747,895 (Jul 2018)
Tax Bill$9,205 (2023)
Deeds & MortgagesAug 2019 Mortgage
Nov 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN07-595026

Property Details

APN / Parcel Number

Primary APN07-595026
Alternative APN
  • 595026

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,546 sqft Total Area
Basement Area1,350 sqft
Finished Basement1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area64,033 sqft (1.47 acres)
Garage TypeBuilt-in
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area356 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number595026
Street Address2948 VERDUGO CT
CityFREDERICK
StateMD
Zip21704-8047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 PLAT 6 1.47 ACRES RAMSBURG ESTATES
Legal SubdivisionACRES RAMSBURG ESTATES
Legal Lot Number38
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1015
Census Tract752201

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2948 VERDUGO CT, FREDERICK, MD 21704-8047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
SANDY SPRING BANK
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
SANDY SPRING BK
Jul 27, 2018Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Jun 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Mar 27, 2018Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Prior SaleMar 27, 2018 · Amount on Record
Deed Document Number0012539482
Deed Book / Page12539 / 482
Record UpdatedJun 7, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2948 VERDUGO CT, FREDERICK, MD 21704-8047
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0131370120
DateAug 9, 2019
Book Page13137/0120
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2948 VERDUGO CT, FREDERICK, MD 21704-8047
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2948 VERDUGO CT, FREDERICK, MD 21704-8047

Mortgage

Document Number0142660466
DateNov 13, 2020
Book Page14266/466
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2948 VERDUGO CT, FREDERICK, MD 21704-8047
Document Number0142670466
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyCAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2948 VERDUGO CT FREDERICK MD 217048047, FREDERICK, MD 21704-8047

Mortgage

Document Number0142670466
DateNov 13, 2020
Book Page014267/000466
Lender
NameSANDY SPRING BK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2050

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 27, 2018
Property Address2948 VERDUGO CT, FREDERICK, MD 21704-8047
Document Number0125390482
Book / Page12539 / 0482
Map ReferenceMB99 PG3
Instrument DateJul 11, 2018
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,739.48
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2948 VERDUGO CT, ALBANY, GA 31704-0001

Mortgage

Document Number0012539487
DateJul 27, 2018
Instrument12539/487
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2948 VERDUGO CT, FREDERICK, MD 21704-8047
Document Number0124830486
Instrument DateJun 19, 2018
Transaction TypeMortgage
Record UpdatedJul 6, 2018
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0124830486
DateJun 25, 2018
Book Page012483/000486
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMar 27, 2018
Property Address2948 VERDUGO CT, FREDERICK, MD 21704-8047
Document Number0123330275
Book / Page012333 / 000275
Instrument DateMar 12, 2018
Transaction TypeTransfer
Record UpdatedMay 7, 2018
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$235.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7540 N MARKET ST FREDERICK MD 217014307, FREDERICK, MD 21701-4307
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$9,205.00 Homeowner's exemption$780,800$818,200 Land $233,700 Building $584,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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