Frederick County property record for 2947 Verdugo Ct, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 4,616 sqft · built 2018 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Individual Name on File |
| Last Sale | $804,820 (Jun 2018) |
| Tax Bill | $10,656 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-595029 |
| Primary APN | 07-595029 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,616 sqft Total Area |
| Basement Area | 1,800 sqft |
| Finished Basement | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Type | Mixed |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 595029 |
|---|---|
| Street Address | 2947 VERDUGO CT |
| City | FREDERICK |
| State | MD |
| Zip | 21704-8048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 PLAT 6 1.47 ACRES RAMSBURG ESTATES |
| Legal Subdivision | ACRES RAMSBURG ESTATES |
| Legal Lot Number | 41 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 752201 |
2947 Verdugo Ct is owned and occupied by an individual who bought it in June 2018.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2947 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAPITAL CORP |
| Jun 27, 2018 | Deed, Transfer · ARM NVR MORTGAGE FINANCE INC |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Jan 10, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on File |
| Deed Sale | Jun 27, 2018 · Amount on File |
| Prior Sale | Jan 10, 2018 · Amount on File |
| Deed Document Number | 0012491241 |
| Deed Book / Page | 12491 / 241 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2947 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 2947 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0157480401 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 15748/401 |
| Name | SECURE ONE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 27, 2018 |
| Property Address | 2947 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0124910241 |
| Book / Page | 12491 / 0241 |
| Map Reference | MB99 PL3 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,024.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD STE 105, 4991, FREDERICK, MD 21703-7342 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2947 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0012491246 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 12491/246 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2947 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0124830486 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0124830486 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 012483/000486 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 10, 2018 |
| Property Address | 2947 VERDUGO CT, FREDERICK, MD 21704-8048 |
| Document Number | 0122260049 |
| Book / Page | 012226 / 000049 |
| Instrument Date | Jan 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $72.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7540 N MARKET ST FREDERICK MD 217014307, FREDERICK, MD 21701-4307 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $10,656.00 | $901,767 | $946,400 Land $233,700 Building $712,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2947 Verdugo Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2947 Verdugo Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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