29471 Main St, Maxwell, IA 50161 Property Records

Story County property record for 29471 Main St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,104 sqft · built 1968
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-10-300-315`

Property Details

APN / Parcel Number

Primary APN	`15-10-300-315`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	936 sqft
Unfinished Basement	168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1992
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	29471 MAIN ST
City	MAXWELL
State	IA
Zip	50161-8564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1, AGRIC
Legal Description	IOWA CENTER LOTS 1 4 5 & 8 BLK 12 AND E1/2 N-S ALLEY AND ALL E-W ALLEY BETWEEN LOTS 4 & 5 BLK 12 AND N1/2 VAC JACKSON ST ON
Legal Subdivision	IOWA CENTER (VILLAGE OF)
Legal Block	12
Legal Lot Number	1,4-5,8
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1024
Census Tract	10200

Owner

29471 Main St is owned and occupied by two individuals.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 443, MAXWELL, IA 50161-0443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Sep 29, 2026
Property Address	29471 MAIN ST, MAXWELL, IA 50161-8564
Document Number	0000008875
Instrument Date	Sep 18, 2026
Instrument	20268875
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29471 MAIN ST, MAXWELL, IA 50161-8564

Mortgage

Document Number	0000008875,
Date	Sep 29, 2026
Instrument	20268875

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 14, 2036

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	29471 MAIN ST, MAXWELL, IA 50161-8564
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400765
Date	Feb 9, 2024
Instrument	2024-00765

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Mar 2, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	29471 MAIN ST, MAXWELL, IA 50161-8564
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202113431
Date	Oct 21, 2021
Instrument	2021-13431

Lender

Name	JFQ LENDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	29471 MAIN ST, MAXWELL, IA 50161-8564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700008724
Date	Aug 25, 2017
Instrument	2017-00008724

Lender

Name	EXCHANGE STATE BANK
Type	Bank
Address	COLLINS, IA 50055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 29471 Main St was $3,764 with a homeowner's exemption, down 0.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,764.00 (-0.95%) Homeowner's exemption	$328,300 Land $125,900 Building $202,400	$328,300 Land $125,900 Building $202,400
2024	$3,800.00
2023		$309,200 Land $112,500 Building $196,700	$309,200 Land $112,500 Building $196,700
2022	$3,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29471 Main St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29471 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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