708 Main St, Maxwell, IA 50161 Property Records

Story County property record for 708 Main St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,359 sqft · built 1905
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on File
Last Sale	$22,199 (Aug 2011)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Dec 2018 Refinance Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-376-170`

Property Details

APN / Parcel Number

Primary APN	`15-22-376-170`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,359 sqft Living Area
1st Floor Area	348 sqft
Basement Area	87 sqft
Unfinished Basement	87 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1963
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	39 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	708 MAIN ST
City	MAXWELL
State	IA
Zip	50161-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK ADD LOT 4 & N1/2 LOT 5 BLK 3
Legal Range	22W
Legal Township	82N
Legal Section	22
Legal Subdivision	HIGHLAND PARK ADD (MAXWELL)
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1053
Census Tract	10200

Owner

708 Main St is owned and occupied by an individual who bought it in August 2011.

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	708 MAIN ST, MAXWELL, IA 50161-2029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING INC
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2011 · Amount on File
Deed Sale	Aug 18, 2011 · Amount on File
Deed Document Number	20117912
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	708 MAIN ST, MAXWELL, IA 50161-2029
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201811358
Date	Dec 18, 2018
Instrument	2018-11358

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	708 MAIN ST, MAXWELL, IA 50161-2029
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202015382
Date	Dec 22, 2020
Instrument	2020-15382

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	708 MAIN ST, MAXWELL, IA 50161-2029
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206953
Date	Jul 13, 2022
Instrument	2022-06953

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 708 Main St was $2,688, up 2.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Maxwell City
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,688.00 (+2.6%)	$161,300 Land $28,100 Building $133,200	$161,300 Land $28,100 Building $133,200
2024	$2,620.00
2023		$152,900 Land $26,300 Building $126,600	$152,900 Land $26,300 Building $126,600
2022	$2,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Main St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

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