29438 Main St, Maxwell, IA 50161 Property Records

Story County property record for 29438 Main St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,843 sqft · built 2018
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Sep 2019 Refinance Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-10-310-015`

Property Details

APN / Parcel Number

Primary APN	`15-10-310-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	A-Frame
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	855 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	29438 MAIN ST
City	MAXWELL
State	IA
Zip	50161-8564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1, AGRIC
Legal Description	IOWA CENTER PARCEL C SLIDE 614 PG 2 LOTS 2 3 6 7 BLK 13 & LOTS 2 & 3 & N22' LOT 6 BLK 15 AND ALL E-W ALLEY IN BLKS 13 & 15
Legal Subdivision	IOWA CENTER (VILLAGE OF)
Legal Block	13,15
Legal Lot Number	2-3,6-7
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1033
Census Tract	10200

Owner

29438 Main St is owned and occupied by two individuals.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29438 MAIN ST, MAXWELL, IA 50161-8564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL STATE BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AVAILA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	29438 MAIN ST, MAXWELL, IA 50161-8564
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201909133
Date	Sep 30, 2019
Instrument	2019-09133

Lender

Name	CENTRAL STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	29438 MAIN ST, MAXWELL, IA 50161-8564
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202013074
Date	Nov 3, 2020
Instrument	2020-13074

Lender

Name	FRONTIER FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	29438 MAIN ST, MAXWELL, IA 50161-8564
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102550
Date	Mar 1, 2021
Instrument	2021-02550

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 29438 Main St was $3,530 with a homeowner's exemption, down 1.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,530.00 (-1.07%) Homeowner's exemption	$308,500 Land $135,400 Building $173,100	$308,500 Land $135,400 Building $173,100
2024	$3,568.00
2023		$290,900 Land $122,100 Building $168,800	$290,900 Land $122,100 Building $168,800
2022	$3,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29438 Main St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29438 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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