2947 Cole Dr, Festus, MO 63028 Property Records

Jefferson County property record for 2947 Cole Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,030 sqft · built 1997
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,300 (Mar 2007)
Tax Bill	$1,270 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-8.0-34.0-0-001-020.08`

Property Details

APN / Parcel Number

Primary APN	`19-8.0-34.0-0-001-020.08`
Alternative APN	`1980340 00102008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,030 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	500 sqft
Porch	Open Frame Porch
Porch Area	25 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2947 COLE DR
City	FESTUS
State	MO
Zip	63028-4290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SELMA LOT 244
Legal Range	6E
Legal Township	40N
Legal Section	34
Legal Subdivision	SELMA
Legal Block	2
Legal Lot Number	244
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2025
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2947 COLE DR, FESTUS, MO 63028-4290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage ARSENAL CU
Feb 13, 2020	Deed of Trust, Mortgage DAS ACQUISITION
Jan 12, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2007 · Amount on Record
Deed Sale	Mar 14, 2007 · Amount on Record
Prior Sale	Dec 28, 1999 · Amount on Record
Deed Document Number	200711994
Prior Transfer Date	Feb 9, 2007
Prior Transfer Doc	0000007150
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2947 COLE DR, FESTUS, MO 63028-4290
Document Number	0000010886
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2947 COLE DR FESTUS MO 630284290, FESTUS, MO 63028-4290

Mortgage

Document Number	0000010886
Date	Mar 31, 2020
Instrument	10886

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2030

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2947 COLE DR, FESTUS, MO 63028-4290
Document Number	0000006320
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2947 COLE DR FESTUS MO 630284290, FESTUS, MO 63028-4290

Mortgage

Document Number	0000006320
Date	Feb 24, 2020
Instrument	6320

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2947 COLE DR, FESTUS, MO 63028-4290
Document Number	0000001945
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2947 COLE DR FESTUS MO 630284290, FESTUS, MO 63028-4290

Mortgage

Document Number	0000001945
Date	Jan 19, 2018
Instrument	1945

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,000 (-) Land $1,300 Building $18,700	$105,100 (-) Land $6,900 Building $98,200
2025	$1,270.00 (+8.64%)	$20,000 (+9.29%) Land $1,300 Building $18,700	$105,100 (-) Land $6,900 Building $98,200
2024	$1,169.00 (+0.09%)		$105,100 (+8.8%) Land $6,900 Building $98,200
2023	$1,168.00	$18,300 Land $1,300 Building $17,000	$96,600 Land $6,900 Building $89,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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