2944 Cole Dr, Festus, MO 63028 Property Records

Jefferson County property record for 2944 Cole Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1955
Lot Size	0.235 acres (10,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,130 (Jun 2022)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`198.034.00001054`

Property Details

APN / Parcel Number

Primary APN	`198.034.00001054`
Alternative APN	`1980340 001054`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,231 sqft (0.235 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	576 sqft
Porch	Stoop
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2944 COLE DR
City	FESTUS
State	MO
Zip	63028-4289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SELMA LOT 109 BLOCK 100
Legal Range	6E
Legal Township	40N
Legal Section	34
Legal Subdivision	SELMA
Legal Block	100
Legal Lot Number	109
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2028
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2944 COLE DR, FESTUS, MO 63028-4289
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY LLC
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Apr 21, 2014
Deed Document Number	202219076
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 8, 2022
Property Address	2944 COLE DR, FESTUS, MO 63028-4289
Document Number	0000019076
Map Reference	MB 16 PG 15
Instrument Date	Jun 6, 2022
Instrument	2022R-019076
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 SOMERSET PL, 310, FESTUS, MO 63028-5480

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2944 COLE DR, FESTUS, MO 63028-4289

Mortgage

Document Number	0000019077
Date	Jun 8, 2022
Instrument	2022R-019077

Lender

Name	GUILD MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2944 COLE DR, FESTUS, MO 63028-4289
Document Number	0000020265
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1102 HIGHGATE DR FESTUS MO 630284097, FESTUS, MO 63028-4097

Mortgage

Document Number	0000020265
Date	Jul 3, 2017
Instrument	20265

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,900 (-) Land $1,300 Building $14,600	$83,800 (-) Land $6,900 Building $76,900
2025	$1,010.00 (+6.2%)	$15,900 (+6.71%) Land $1,300 Building $14,600
2024			$83,800 (+7.02%) Land $6,900 Building $76,900
2023	$951.00	$14,900 Land $1,300 Building $13,600	$78,300 Land $6,900 Building $71,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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