2940 Cole Dr, Festus, MO 63028 Property Records

Jefferson County property record for 2940 Cole Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1953
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,560 (Dec 2023)
Tax Bill	$991 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`198.034.00001055`

Property Details

APN / Parcel Number

Primary APN	`198.034.00001055`
Alternative APN	`1980340 001055`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	288 sqft

Exterior Amenities

Porch	Stoop
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2940 COLE DR
City	FESTUS
State	MO
Zip	63028-4289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SELMA LOT 110 BLOCK 100
Legal Range	6E
Legal Township	40N
Legal Section	34
Legal Subdivision	SELMA
Legal Block	100
Legal Lot Number	110
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2028
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4347 FATIMA DR, SAINT LOUIS, MO 63123-6700
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Nov 1, 2012 · Amount on Record
Deed Document Number	202331341
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 19, 2023
Property Address	2940 COLE DR, FESTUS, MO 63028-4289
Document Number	0000031341
Map Reference	MB 16 PG 15
Instrument Date	Dec 18, 2023
Instrument	2023R-031341
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14211 CHARTER CHURCH RD, DE SOTO, MO 63020-5377

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4347 FATIMA DR, SAINT LOUIS, MO 63123-6700

Mortgage

Document Number	0000031342
Date	Dec 19, 2023
Instrument	2023R-031342

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2034
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	13.8%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,600 (-) Land $1,300 Building $14,300	$82,000 (-) Land $6,900 Building $75,100
2025	$991.00 (+7.72%)	$15,600 (+8.33%) Land $1,300 Building $14,300	$82,000 (-) Land $6,900 Building $75,100
2024	$920.00 (+0.11%)		$82,000 (+8.47%) Land $6,900 Building $75,100
2023	$919.00	$14,400 Land $1,300 Building $13,100	$75,600 Land $6,900 Building $68,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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