2945 Talbert Ct, Finksburg, MD 21048 Property Records

Carroll County property record for 2945 Talbert Ct, Finksburg, MD 21048

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,934 sqft · built 1997
Lot Size3.71 acres (161,825 sqft)
Owner2 Trust Names on Record
Last Sale$91,500 (Feb 1995)
Tax Bill$7,202 (2026)
Deeds & MortgagesJan 2021 Transfer
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN04-065743

Property Details

APN / Parcel Number

Primary APN04-065743
Alternative APNs
  • 4065743
  • 065743

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,934 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area161,825 sqft (3.71 acres)
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area760 sqft
PorchSlab
Porch Area564 sqft
Deck Area341 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number065743
Street Address2945 TALBERT CT
CityFINKSBURG
StateMD
Zip21048-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCONSE
Legal DescriptionLT 34 - 3.7151 ACS 2945 WHEAT DR 35-52/54 ST GEORGES GATES SEC 2
Legal SubdivisionST GEORGES GATES SEC 02
Legal Lot Number34
JurisdictionCARROLL MD
Township / Civil Division4, WOOLERYS
Census Block Group3
Census Block3009
Census Tract504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address2945 TALBERT CT, FINKSBURG, MD 21048-1948
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Intrafamily Transfer, Transfer
Jan 12, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 1995 · Amount on Record
Deed SaleFeb 2, 1995 · Amount on Record
Deed Book / Page1669 / 544
Last Transfer DateJan 7, 2021
Transfer Doc0100480093
Record UpdatedOct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateJan 12, 2021
Property Address2945 TALBERT CT, FINKSBURG, MD 21048-1948
Document Number0100480003
Book / Page10048 / 93
Map ReferenceMB 35 PG 52-54
Instrument DateJan 7, 2021
Transaction TypeTransfer
Record UpdatedMar 3, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateJan 12, 2021
Property Address2945 TALBERT CT, FINKSBURG, MD 21048-1948
Document Number0100480093
Book / Page10048 / 93
Map ReferenceMB 35 PG 52-54
Instrument DateJan 7, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,202.00 (+3.22%) Homeowner's exemption$637,767 (+1.46%)$656,100 (+4.37%) Land $223,500 Building $432,600
2025$6,977.00 (+9.37%) Homeowner's exemption$628,600 (+11.35%) Land $203,500 Building $425,100$628,600 (-) Land $203,500 Building $425,100
2023$6,379.00 Homeowner's exemption$564,533$628,600 Land $203,500 Building $425,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Verizon.

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