2915 Talbert Ct, Finksburg, MD 21048 Property Records

Carroll County property record for 2915 Talbert Ct, Finksburg, MD 21048

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,768 sqft · built 1993
Lot Size	1.02 acres (44,649 sqft)
Owner	Individual Name on Record
Last Sale	$245,500 (Jun 1993)
Tax Bill	$6,624 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-065646`

Property Details

APN / Parcel Number

Primary APN	`04-065646`
Alternative APNs	`4065646` `065646`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,768 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,649 sqft (1.02 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	395 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	065646
Street Address	2915 TALBERT CT
City	FINKSBURG
State	MD
Zip	21048-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 24 - 1.0246 ACS 2915 TALBERT CT 35-52/53 ST GEORGES GATES SC 2
Legal Subdivision	ST GEORGES GATES
Legal Lot Number	24
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3009
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2915 TALBERT CT, FINKSBURG, MD 21048-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 1993 · Amount on Record
Deed Sale	Jun 25, 1993 · Amount on Record
Deed Book / Page	1474 / 261
Last Transfer Date	Sep 26, 2013
Transfer Doc	0075450261
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2915 TALBERT CT, FINKSBURG, MD 21048-1948
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	BETHESDA TITLE AND ESCROW, BETHESDA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107190309
Date	Mar 24, 2022
Book Page	10719/309

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2915 TALBERT CT, FINKSBURG, MD 21048-1948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090320207
Date	Jun 6, 2018
Book Page	9032/0207

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,624.00 (+4.93%)	$586,167 (+4.97%)	$641,700 (+14.92%) Land $200,200 Building $441,500
2025	$6,313.00 (+11.56%)	$558,400 (+11.49%) Land $180,200 Building $378,200	$558,400 (-) Land $180,200 Building $378,200
2023	$5,659.00	$500,867	$558,400 Land $180,200 Building $378,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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