2925 Talbert Ct, Finksburg, MD 21048 Property Records

Carroll County property record for 2925 Talbert Ct, Finksburg, MD 21048

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,040 sqft · built 1993
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Jun 2022)
Tax Bill	$7,450 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-065654`

Property Details

APN / Parcel Number

Primary APN	`04-065654`
Alternative APNs	`4065654` `065654`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,040 sqft Total Area
Basement Area	567 sqft
Finished Basement	567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	680 sqft
Porch	Slab
Porch Area	252 sqft
Deck Area	522 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	065654
Street Address	2925 TALBERT CT
City	FINKSBURG
State	MD
Zip	21048-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 25 - 1.11 ACS 2925 TALBERT CT 35-52/53 ST GEORGES GATES SC 2
Legal Subdivision	ST GEORGES GATES SEC 02
Legal Lot Number	25
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3009
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2925 TALBERT CT, FINKSBURG, MD 21048-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE ONE SOLUTIONS INC
May 8, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Sep 25, 2003 · Amount on Record
Deed Book / Page	10823 / 125
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 28, 2022
Property Address	2925 TALBERT CT, FINKSBURG, MD 21048-1948
Document Number	0108230125
Book / Page	10823 / 125
Map Reference	MB 35 FO 53
Instrument Date	May 6, 2022
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TITLE ONE AND ESCROW INC, TITLE ONE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0108230134
Date	Jun 28, 2022
Instrument	10823-0134

Lender

Name	MORTGAGE ONE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2925 TALBERT CT, FINKSBURG, MD 21048-1948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092840348
Date	May 8, 2019
Book Page	9284/0348

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2925 TALBERT CT, FINKSBURG, MD 21048-1948
Document Number	0086690220
Book / Page	008669 / 000220
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 TALBERT CT FINKSBURG MD 210481948, FINKSBURG, MD 21048-1948

Mortgage

Document Number	0086690220
Date	Apr 26, 2017
Book Page	008669/000220

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,450.00 (+1.8%)	$659,900 (+15.74%)	$683,500 (+5.46%) Land $201,100 Building $482,400
2025	$7,318.00 (+13.6%)
2023	$6,442.00	$570,167	$648,100 Land $181,100 Building $467,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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