2942 Cool Breeze Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2942 Cool Breeze Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,187 sqft · built 2001
Lot Size	0.114 acres (5,009 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,794 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2018 Foreclosure + 1 more
Flood Zone	Zone AE (high risk)
APN	`81711`

Property Details

APN / Parcel Number

Primary APN	`81711`
Alternative APN	`032630059200010640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,187 sqft Heated Area
Gross Area	1,632 sqft
1st Floor Area	1,187 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	81711
Street Address	2942 COOL BREEZE CIR
City	SAINT CLOUD
State	FL
Zip	34769-1967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	LAKEVIEW VILLAGE PHASE 2 PB 11 PG 62 LOT 64
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	LAKEVIEW VILLAGE
Legal Phase	2
Legal Tract	592
Legal Block	1
Legal Lot Number	64
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	43203

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2942 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 5, 2018	Trustee's Deed, Foreclosure · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020
Deed Sale	Dec 29, 2020
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	2020106436
Deed Book / Page	5773 / 1177
Prior Transfer Date	Aug 12, 2020
Prior Transfer Doc	2020106436
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 12, 2020
Property Address	2942 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number	0057731177
Book / Page	5773 / 1177
Map Reference	MB 11 PG 62
Instrument Date	Jul 28, 2020
Instrument	2020106436
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SIMPLY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2942 COOL BREEZE CIR, 2942, SAINT CLOUD, FL 34769-1967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 NEPTUNE BAY, SAINT CLOUD, FL 34769-7021

Mortgage

Document Number	0057731180
Date	Aug 12, 2020
Book Page	5773/1180
Instrument	2020106438

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 5, 2018
Property Address	2942 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number	0053612947
Book / Page	5361 / 2947
Map Reference	MB11 PG62
Instrument Date	Jun 3, 2018
Instrument	2018102732
Transaction Type	Foreclosure
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,372.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2942 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967

Mortgage

Document Number	2018102734
Date	Jul 5, 2018
Instrument	2018102734

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 22, 2017
Property Address	2942 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number	0051200496
Book / Page	005120 / 000496
Instrument Date	Mar 10, 2017
Instrument	43564
Transaction Type	Transfer
Record Updated	Apr 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 470419 KISSIMMEE FL 347470419, KISSIMMEE, FL 34747-0419

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,794.00 (-3.09%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$271,500 (+10.59%) Land $55,000 Building $216,500	$271,500 (+10.59%) Land $55,000 Building $216,500
2023	$3,915.00 (+13.48%)	$245,500 (+21.06%) Land $50,000 Building $195,500	$245,500 (+21.06%) Land $50,000 Building $195,500
2022	$3,450.00	$202,800 Land $45,000 Building $157,800	$202,800 Land $45,000 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, CenturyLink, Verizon.

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