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2932 Cool Breeze Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2932 Cool Breeze Cir, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,079 sqft · built 2000
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Jun 2017)
Tax Bill$816 (2025)
Deeds & MortgagesSep 2026 Sale
Jun 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN03-26-30-0592-0001-0590

Property Details

APN / Parcel Number

Primary APN03-26-30-0592-0001-0590
Alternative APNs
  • 263003059200010590
  • 81706

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,079 sqft Living Area
Gross Area1,555 sqft
1st Floor Area1,079 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area431 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2932 COOL BREEZE CIR
CitySAINT CLOUD
StateFL
Zip34769-1967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionLAKEVIEW VILLAGE PHASE 2 PB 11 PG 62 LOT 59
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionLAKEVIEW VLG PH 2
Legal Phase2
Legal Tract592
Legal Block590
Legal Lot Number59
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43203

Owner

Source: Osceola County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2932 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 23, 2017Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2017 · Amount on Record
Deed SaleJun 23, 2017 · Amount on Record
Prior SaleAug 2, 2013 · Amount on Record
Deed Document Number201791932
Deed Book / Page5168 / 2393
Last Transfer DateSep 10, 2026
Transfer Doc0000118328
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 11, 2026
Property Address2932 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number0000118328
Book / Page7033 / 1237
Instrument DateSep 10, 2026
Instrument2026118328
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2932 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 23, 2017
Property Address2932 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number0051682393
Book / Page5168 / 2393
Map ReferenceMB11 PG62
Instrument DateJun 15, 2017
Instrument2017091932
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyCONTEMPORARY TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address639 CHADBURY WAY, 639, KISSIMMEE, FL 34744-8540

Transferred To (Grantee/Buyer)

NameVerified Name
Address2932 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967

Mortgage

Document Number0051682394
DateJun 23, 2017
Instrument5168/2394
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$816.00 (+11.93%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$105,161 (+5.99%)$303,600 (+10.56%) Land $55,000 Building $248,600
2023$729.00 (-3.95%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$99,222 (+3%)$274,600 (+21.4%) Land $50,000 Building $224,600
2022$759.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$96,333$226,200 Land $45,000 Building $181,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, CenturyLink, Verizon.

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