294 Ridgeway Dr, Lolo, MT 59847 Property Records

Missoula County property record for 294 Ridgeway Dr, Lolo, MT 59847

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 996 sqft · built 1993
Lot Size0.237 acres (10,324 sqft)
OwnerIndividual Name on File
Tax Bill$3,542 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR0493999

Property Details

APN / Parcel Number

Primary APNR0493999
Alternative APNs
  • 04-2092-27-3-18-17-0000
  • 0005873403
  • 5873403

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area996 sqft Living Area
Gross Area2,124 sqft
1st Floor Area996 sqft
Basement Area820 sqft
Finished Basement820 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,324 sqft (0.237 acres)
TerrainRolling
Parking Spaces1 Parking Space
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0005873403
Old Parcel Number5873403
Street Address294 RIDGEWAY DR
CityLOLO
StateMT
Zip59847-9608
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code1
Legal DescriptionOVERLOOK, S27, T12 N, R20 W, LOT 3
Legal Range20W
Legal Township12N
Legal Section27
Legal QuarterSW
Legal SubdivisionOVERLOOK
Legal Lot Number3
JurisdictionMISSOULA MT
Township / Civil DivisionLOLO
Census Block Group2
Census Block2013
Census Tract1502

Owner

Source: Missoula County records · APN R0493999

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address294 RIDGEWAY DR, LOLO, MT 59847-9608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Line of Credit
CLEARWATER FCU
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
CLEARWATER FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2014
Deed SaleSep 11, 2014
Prior SaleJul 27, 2005
Deed Document Number201414144
Deed Book / Page934 / 0067
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address294 RIDGEWAY DR, LOLO, MT 59847-9608
Transaction TypeMortgage
Record UpdatedNov 11, 2025
Title CompanyTITLE SERVICES, INC., TITLE SERVICE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011201190
DateOct 28, 2025
Book Page1120/1190
Instrument202518002
Lender
NameCLEARWATER FCU
TypeCredit Union
AddressMISSOULA, MT 59801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address294 RIDGEWAY DR, LOLO, MT 59847-9608
Transaction TypeMortgage
Record UpdatedJul 05, 2021
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010570414
DateJun 11, 2021
Book Page1057/414
Instrument202114684
Lender
NameCLEARWATER FCU
TypeCredit Union
AddressMISSOULA, MT 59801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Elementary School DistrictLolo Elementary School District (PK - 08)
Secondary School DistrictMissoula High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,542.00 (-14.57%)$455,900 (+24.63%)$455,900 (+24.63%) Land $120,877 Building $335,023
2023$4,146.00$365,800$365,800 Land $94,154 Building $271,646

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 9, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 61% of the US · lower than 62% of Montana
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Centric Integrated Systems
Fixed Wireless
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 19 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOLO WATER AND SEWER DIST
serves 3,315 people
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Ridgeway Dr

Nearby Streets

Search Property Records by Address or Parcel Number