Missoula County property record for 286 Ridgeway Dr, Lolo, MT 59847
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 1,100 sqft · built 1995 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,068 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0493997 |
| Primary APN | R0493997 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 2,104 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,642 sqft (0.405 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 16 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 0005873201 |
|---|---|
| Old Parcel Number | 5873201 |
| Street Address | 286 RIDGEWAY DR |
| City | LOLO |
| State | MT |
| Zip | 59847-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 1 |
| Legal Description | OVERLOOK, S27, T12 N, R20 W, LOT 1 |
| Legal Range | 20W |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Quarter | SW |
| Legal Subdivision | OVERLOOK |
| Legal Lot Number | 1 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | LOLO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1502 |
Source: Missoula County records · APN R0493997
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 286 RIDGEWAY DR, LOLO, MT 59847-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2022 | Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2022 |
| Deed Sale | Sep 13, 2022 |
| Prior Sale | Jul 28, 2016 |
| Deed Document Number | 202216713 |
| Deed Book / Page | 1081 / 671 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Sep 13, 2022 |
| Property Address | 286 RIDGEWAY DR, LOLO, MT 59847-9608 |
| Document Number | 0010810671 |
| Book / Page | 1081 / 671 |
| Instrument Date | Sep 11, 2022 |
| Instrument | 202216713 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | TITLE SERVICES, INC., TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 286 RIDDEWAY DR, LOLO, MT 59847-9608 |
| Investor | Possibly a Property Investor |
| Document Number | 0202216714 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 202216714 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 286 RIDGEWAY DR, LOLO, MT 59847-9608 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010530829 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 1053/829 |
| Instrument | 202109499 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Missoula County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Lolo Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,068.00 (-11.47%) | $504,000 (+23.11%) | $504,000 (+23.11%) Land $140,999 Building $363,001 |
| 2023 | $4,595.00 | $409,400 | $409,400 Land $109,154 Building $300,246 |
Source: FEMA National Flood Hazard Layer as of May 9, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 61% of the US · lower than 62% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Centric Integrated Systems Fixed Wireless | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 19 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOLO WATER AND SEWER DIST serves 3,315 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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