294 Monument Rd, Elgin, IL 60124 Property Records

Kane County property record for 294 Monument Rd, Elgin, IL 60124 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$325,500 (Mar 2016)
Tax Bill	$11,732 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-174-004`

Property Details

APN / Parcel Number

Primary APN	`06-19-174-004`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	294 MONUMENT RD
City	ELGIN
State	IL
Zip	60124-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 4 LT 117
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	117
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851911

Owner

Source: Kane County records · APN 06-19-174-004

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	294 MONUMENT RD, ELGIN, IL 60124-3817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Intrafamily Transfer, Transfer
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2016 · Amount on Record
Deed Sale	Mar 16, 2016 · Amount on Record
Prior Sale	Nov 05, 2013 · Amount on Record
Deed Document Number	201612312
Last Transfer Date	Jan 18, 2024
Transfer Doc	0000011947
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 25, 2026
Property Address	294 MONUMENT RD, ELGIN, IL 60124-3817
Document Number	0000011947
Map Reference	DOC 2006K099022
Instrument Date	Jan 18, 2024
Instrument	2026K011947
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	294 MONUMENT RD, ELGIN, IL 60124-3817

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	294 MONUMENT RD, ELGIN, IL 60124-3817
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021871
Date	Mar 19, 2021
Instrument	2021K021871

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 01, 2036

Interest

Rate	2.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,732.00 (-2.73%) Homeowner's exemption	$159,223 (+8.57%) Land $43,240 Building $115,983	$477,860 (+8.57%) Land $129,772 Building $348,088
2024	$12,061.00 (+10.69%)	$146,655 (+21.39%) Land $39,827 Building $106,828	$440,141 (+21.44%) Land $119,529 Building $320,612
2022	$10,896.00 (+3.4%) Homeowner's exemption	$120,809 (+7.92%) Land $32,808 Building $88,001	$362,427 (+7.92%) Land $98,424 Building $264,003
2021	$10,538.00 Homeowner's exemption	$111,943 Land $30,673 Building $81,270	$335,829 Land $92,019 Building $243,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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