Kane County property record for 291 Monument Rd, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,500 (Jul 2020) |
| Tax Bill | $12,252 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-175-003 |
| Primary APN | 06-19-175-003 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Dimensions | 135 ft deep x 81 ft wide |
| Street Address | 291 MONUMENT RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 4 LT 130 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Legal Unit | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 851911 |
Source: Kane County records · APN 06-19-175-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 MONUMENT RD, ELGIN, IL 60124-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 25, 2017 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional with PMI PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Aug 31, 2015 · Amount on Record |
| Deed Document Number | 202039282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 291 MONUMENT RD, ELGIN, IL 60124-3817 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000050291 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 2017K050291 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 20, 2020 |
| Property Address | 291 MONUMENT RD, ELGIN, IL 60124-3817 |
| Document Number | 0000039282 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 39282 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | JP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $563.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 528 PLYMOUTH LN SCHAUMBURG IL 601932548, SCHAUMBURG, IL 60193-2548 |
| Document Number | 39283 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 39283 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,252.00 (+7.67%) Homeowner's exemption | ||
| 2024 | $151,470 (+21.39%) Land $39,827 Building $111,643 | $454,592 (+21.44%) Land $119,529 Building $335,063 | |
| 2022 | $11,379.00 (+3.39%) Homeowner's exemption | $124,776 (+6.96%) Land $32,808 Building $91,968 | $374,328 (+6.96%) Land $98,424 Building $275,904 |
| 2021 | $11,006.00 Homeowner's exemption | $116,657 Land $30,673 Building $85,984 | $349,971 Land $92,019 Building $257,952 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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