300 Monument Rd, Elgin, IL 60124 Property Records

Kane County property record for 300 Monument Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,106 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$548,000 (Nov 2025)
Tax Bill	$12,638 (2025)
Deeds & Mortgages	Nov 2025 Sale Jun 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-24-284-013`

Property Details

APN / Parcel Number

Primary APN	`05-24-284-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,106 sqft Living Area
Basement Area	1,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	300 MONUMENT RD
City	ELGIN
State	IL
Zip	60124-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 3 LT 232
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	232
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1003
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20675 WOODWARD CT, SARATOGA, CA 95070-5366
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed, Transfer
Jun 27, 2023	Intrafamily Transfer, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Oct 4, 2018	Special Warranty Deed, Transfer · ARM BUSEY BANK
Sep 20, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Jun 5, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	202543735
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0000046285
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Nov 5, 2025
Property Address	300 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000043735
Map Reference	DOC 2005K0987818
Instrument Date	Oct 27, 2025
Instrument	2025K043735
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 MONUMENT RD, ELGIN, IL 60124-3818

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	300 MONUMENT RD, ELGIN, IL 60124-3818

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 27, 2023
Property Address	300 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000021085
Map Reference	DOC 2005K097818
Instrument Date	May 23, 2023
Instrument	2023K021085
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	300 MONUMENT RD, ELGIN, IL 60124-3818

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	300 MONUMENT RD, ELGIN, IL 60124-3818
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057369
Date	Sep 30, 2020
Instrument	2020K057369

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 4, 2018
Property Address	300 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000048577
Map Reference	DOC2005K097818
Instrument Date	Aug 27, 2018
Instrument	2018K048577
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONUMENT RD, ELGIN, IL 60124-3818

Mortgage

Document Number	0000048578
Date	Oct 4, 2018
Instrument	2018K048578

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

September 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 20, 2018
Property Address	300 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000046285
Instrument Date	Jul 18, 2018
Instrument	46285
Transaction Type	Foreclosure
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONUMENT RD ELGIN IL 601243818, ELGIN, IL 60124-3818

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jun 5, 2018
Property Address	300 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000025868
Instrument Date	Apr 27, 2018
Instrument	25868
Transaction Type	Foreclosure
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$748.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,638.00 (-7.12%)	$167,161 (+4.22%) Land $29,791 Building $137,370	$501,684 (+4.22%) Land $89,409 Building $412,275
2024	$13,607.00 (+16.27%) Homeowner's exemption	$160,390 (+27.81%) Land $27,638 Building $132,752	$481,363 (+27.86%) Land $82,947 Building $398,415
2022	$11,703.00 (+4.01%) Homeowner's exemption	$125,489 (+7.77%) Land $21,357 Building $104,132	$376,467 (+7.77%) Land $64,071 Building $312,396
2021	$11,252.00 Homeowner's exemption	$116,443 Land $20,633 Building $95,810	$349,329 Land $61,899 Building $287,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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