180 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 180 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1994
Lot Size	10.2 acres (445,183 sqft)
Owner	2 Individual Names on File
Last Sale	$202,500 (Dec 2012)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-002-010-15`

Property Details

APN / Parcel Number

Primary APN	`008-002-010-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,850 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	1,824 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	445,183 sqft (10.2 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	180 GRAY RD
City	LAPEER
State	MI
Zip	48446-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 2 T7N R9E PARCEL C BEG 672 FT S OF W 1/4 COR TH S 336 FT THE 1299.42 FT TH N 336 FT TH W 1299.34 FT TO POB. 10.222 A.
Legal Range	09E
Legal Township	07N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1021
Census Tract	336000

Owner

Source: Lapeer County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	180 GRAY RD, LAPEER, MI 48446-2853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 3, 2012 · Amount on Record
Deed Sale	Dec 3, 2012 · Amount on Record
Prior Sale	Oct 18, 1996 · Amount on Record
Deed Book / Page	2606 / 163
Last Transfer Date	Apr 27, 2020
Transfer Doc	0030980869
Record Updated	Sep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	May 4, 2020
Property Address	180 GRAY RD, LAPEER, MI 48446-2853
Document Number	0030980869
Book / Page	003098 / 000869
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	180 GRAY RD LAPEER MI 484462853, LAPEER, MI 48446-2853

Mortgage

Document Number	30980871
Date	May 4, 2020
Book Page	003098/000871

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 3, 2035

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,800 (+5.77%)	$425,600 (+5.77%)
2025	$2,624.00 (+4.33%) Homeowner's exemption	$201,200 (+24.35%)	$402,400 (+24.35%)
2024	$2,515.00 (+9.97%)
2023		$161,800	$323,600
2022	$2,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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