294 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 294 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,392 sqft · built 1973
Lot Size	0.25 acres (11,020 sqft)
Owner	2 Company Names on File
Last Sale	$1,850,000 (May 2022)
Tax Bill	$6,301 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2022 Sale + 3 more
Flood Zone	Zone VE (high risk)
APN	`244OH001`

Property Details

APN / Parcel Number

Primary APN	`244OH001`
Alternative APNs	`107516823794` `80097723` `80127908`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,392 sqft Heated Area
Gross Area	2,856 sqft
1st Floor Area	1,392 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	11,020 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80127908
Street Address	294 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1 & E 1/2 OF 2 B-58 S-A OIB PLAT 3/178
Legal Subdivision	OCEAN ISLE BEACH
Legal Block	58
Legal Lot Number	1
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records · APN 244OH001

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 457, TABOR CITY, NC 28463-0457
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
May 27, 2022	Warranty Deed, Transfer
Jul 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 06, 2018	Warranty Deed, Transfer · Conventional Mortgage SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Nov 06, 2018 · Amount on Record
Deed Book / Page	4857 / 1327
Last Transfer Date	Jan 06, 2025
Transfer Doc	0053081152
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	294 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046390202
Date	Jun 11, 2021
Book Page	4639/202

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 27, 2022
Property Address	294 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0048571327
Book / Page	4857 / 1327
Map Reference	MB 3 PG 178&178A
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Tax	$3,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 CHANNING CIR NW, CONCORD, NC 28027-8554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 457, TABOR CITY, NC 28463-0457

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 31, 2020
Property Address	294 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0044081274
Book / Page	004408 / 001274
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	294 E FIRST ST OCEAN ISLE BEACH NC 28469, OCEAN ISLE BEACH, NC 28469

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 15, 2019
Property Address	294 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0042310572
Book / Page	004231 / 000572
Instrument Date	Aug 13, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3116 TREADWELL ST MOUNT PLEASANT SC 294669226, MOUNT PLEASANT, SC 29466-9226

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 06, 2018
Property Address	294 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0041220908
Book / Page	4122 / 0908
Map Reference	MB 3 PG 178&178A
Instrument Date	Nov 02, 2018
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 DIXIE TRL, 114, RALEIGH, NC 27607-7014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 CHANNING CIR NW, CONCORD, NC 28027-8554

Mortgage

Document Number	41220936
Date	Nov 06, 2018
Instrument	4122/0936

Lender

Name	SHARONVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,301.00	$1,783,970 (+1.07%) Land $1,120,000 Building $663,970	$1,783,970 (+1.07%) Land $1,120,000 Building $663,970
2023		$1,765,170 Land $1,120,000 Building $645,170	$1,765,170 Land $1,120,000 Building $645,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 612 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured 51 under condo master policies
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby
Claims By Storm	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Atlantic Telephone Membership	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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