294 Cedar Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 294 Cedar Ln, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,670 sqft · built 1963
Lot Size	0.436 acres (19,000 sqft)
Owner	2 Individual Names on File
Last Sale	$424,250 (Dec 2016)
Tax Bill	$5,320 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-08603200`

Property Details

APN / Parcel Number

Primary APN	`02-412-08603200`
Alternative APNs	`2-412-08603200` `41208603200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,000 sqft (0.436 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	300 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	41208603200
Street Address	294 CEDAR LN
City	ANNAPOLIS
State	MD
Zip	21403-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 18 BK O SC 2 PL 2 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	O
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1001
Census Tract	702601

Owner

Source: Anne Arundel County records · APN 02-412-08603200

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	294 CEDAR LN, ANNAPOLIS, MD 21403-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Dec 01, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 06, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Prior Sale	Jul 01, 2008 · Amount on Record
Deed Document Number	201630471-249
Deed Book / Page	30471 / 249
Last Transfer Date	May 07, 2021
Transfer Doc	0380240009
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	294 CEDAR LN, ANNAPOLIS, MD 21403-3940
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0351600095
Date	Sep 03, 2020
Book Page	35160/95

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 01, 2021
Property Address	294 CEDAR LN, ANNAPOLIS, MD 21403-3940
Document Number	0379930082
Book / Page	37993 / 82
Map Reference	LB GTC 1577 FO 293
Instrument Date	May 07, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	294 CEDAR LN, ANNAPOLIS, MD 21403-3940

Mortgage

Document Number	0003799387
Date	Dec 01, 2021
Instrument	37993/87

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 01, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 06, 2021
Property Address	294 CEDAR LN, ANNAPOLIS, MD 21403-3940
Document Number	0380240009
Book / Page	38024 / 9
Map Reference	LB GTC 1577 FO 293
Instrument Date	May 07, 2021
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	294 CEDAR LN, ANNAPOLIS, MD 21403-3940

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 13, 2019
Property Address	294 CEDAR LN, ANNAPOLIS, MD 21403-3940
Document Number	0329500402
Book / Page	032950 / 000402
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	294 CEDAR LN ANNAPOLIS MD 214033940, ANNAPOLIS, MD 21403-3940

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$439,800 (+11.4%)	$462,300 (+17.1%) Land $265,000 Building $197,300
2024	$5,320.00 (+23.41%)
2023	$4,311.00	$394,800 Land $265,000 Building $129,800	$394,800 Land $265,000 Building $129,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 223 locations within half a mile of this property.

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