Anne Arundel County property record for 288 Cedar Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,659 sqft · built 2024 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Mar 2023) |
| Tax Bill | $8,784 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-03068950 |
| Primary APN | 02-412-03068950 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,659 sqft Living Area |
| Gross Area | 4,079 sqft |
| 1st Floor Area | 1,270 sqft |
| Basement Area | 971 sqft |
| Finished Basement | 971 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 180 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 41203068950 |
|---|---|
| Street Address | 288 CEDAR LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 12 BK O SC 2 PL 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | O |
| Legal Lot Number | 12 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702601 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 288 CEDAR LN, ANNAPOLIS, MD 21403-3940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on Record |
| Deed Sale | Mar 14, 2023 · Amount on Record |
| Deed Book / Page | 39514 / 100 |
| Prior Transfer Date | Jul 19, 2018 |
| Prior Transfer Doc | 0325460465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 14, 2023 |
| Property Address | 288 CEDAR LN, ANNAPOLIS, MD 21403-3940 |
| Document Number | 0395140100 |
| Book / Page | 39514 / 100 |
| Map Reference | MB 23 FO 47 |
| Instrument Date | Mar 7, 2023 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 27, 2023 |
| Title Company | QUIET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 KING JAMES PL NE, ATLANTA, GA 30342-3752 |
| Document Number | 0039514106 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 39514/106 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2038 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 10.1% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $850,900 (+8.86%) Land $250,000 Building $600,900 | $850,900 (-) Land $250,000 Building $600,900 | |
| 2025 | $8,784.00 (+9.12%) Homeowner's exemption | $781,667 (+290.83%) | $850,900 (+325.45%) Land $250,000 Building $600,900 |
| 2024 | $8,050.00 (+268.59%) | ||
| 2023 | $2,184.00 | $200,000 Land $200,000 | $200,000 Land $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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