295 Cedar Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 295 Cedar Ln, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1966
Lot Size	0.265 acres (11,550 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Sep 2022)
Tax Bill	$4,219 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-412-12271800`

Property Details

APN / Parcel Number

Primary APN	`02-412-12271800`
Alternative APNs	`241212271800` `41212271800`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Total Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,550 sqft (0.265 acres)
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	41212271800
Old Parcel Number	241212271800
Street Address	295 CEDAR LN
City	ANNAPOLIS
State	MD
Zip	21403-3939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 5 BK S SC 2 PL 2 295 CEDAR LN HILLSMERE ESTATES
Legal Section	2
Legal Subdivision	HILLSMERE ESTATES
Legal Block	S
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	702601

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	295 CEDAR LN, ANNAPOLIS, MD 21403-3939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	0039153221
Deed Book / Page	39153 / 221
Record Updated	Jun 7, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 28, 2022
Property Address	295 CEDAR LN, ANNAPOLIS, MD 21403-3939
Document Number	0391530221
Book / Page	39153 / 221
Map Reference	MB 23 FO 47
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	295 CEDAR LN, ANNAPOLIS, MD 21403-3939

Mortgage

Document Number	0039153230
Date	Sep 28, 2022
Instrument	39153/230

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,219.00	$386,400 Land $242,600 Building $143,800	$386,400 Land $242,600 Building $143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20