2914 Cotswold St, Florence, SC 29501 Property Records

Darlington County property record for 2914 Cotswold St, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Apr 2020)
Tax Bill	$963 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-00-03-015`

Property Details

APN / Parcel Number

Primary APN	`169-00-03-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,602 sqft Gross Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,970 sqft (0.16 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2914 COTSWOLD ST
City	FLORENCE
State	SC
Zip	29501-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGATE SUBD PH I LOT 15 0.16 AC
Legal Subdivision	HIGHGATE SUBD
Legal Lot Number	15
Jurisdiction	DARLINGTON SC
Township / Civil Division	DARLINGTON
Census Block Group	1
Census Block	1022
Census Tract	10901

Owner

Source: Darlington County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2914 COTSWOLD ST, FLORENCE, SC 29501-8150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 1, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 5, 2019	Warranty Deed, Construction Loan · Construction Mortgage THE CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Book / Page	1093 / 3975
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARLINGTON SC
Property Address	2914 COTSWOLD ST, FLORENCE, SC 29501-8150
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010956345
Date	Sep 14, 2020
Book Page	1095/6345

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2040

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DARLINGTON SC
Recording Date	Apr 1, 2020
Property Address	2914 COTSWOLD ST, FLORENCE, SC 29501-8150
Document Number	0010933975
Book / Page	1093 / 3975
Map Reference	MB 203 PG 75
Instrument Date	Feb 24, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 COTSWOLD ST, FLORENCE, SC 29501-8150

Mortgage

Document Number	0010933979
Date	Apr 1, 2020
Instrument	1093/3979

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DARLINGTON SC
Recording Date	Dec 5, 2019
Property Address	2914 COTSWOLD ST, FLORENCE, SC 29501-8150
Document Number	0010919198
Book / Page	1091 / 9198
Map Reference	MB 203 PG 75
Instrument Date	Dec 5, 2019
Transaction Type	Construction Loan
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$103.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6763, FLORENCE, SC 29502-6763
Investor	Possibly a Property Investor

Mortgage

Document Number	0010919202
Date	Dec 5, 2019
Instrument	1091/9202

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2020

Tax Assessment & Valuation

Source: Darlington County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Darlington County
Unified School District	Darlington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00 (-49.97%)	$7,700 (-) Land $1,200 Building $6,500	$192,500 (-) Land $30,000 Building $162,500
2023	$1,925.00	$7,700 Land $1,200 Building $6,500	$192,500 Land $30,000 Building $162,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARLINGTON COUNTY W&SA serves 52,288 people · EPA ID SC1620001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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