Monroe County property record for 2936 Estate Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 2,013 sqft · built 2018 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Mar 2021) |
| Tax Bill | $12,786 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Aug 2019 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-317-004-000 |
| Primary APN | 07-05-317-004-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick/Stone |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 1,165 sqft |
| Street Address | 2936 ESTATE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 4 HANOVER ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | HANOVER ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
2936 Estate Dr is owned and occupied by two individuals who bought it in March 2021.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2936 ESTATE DR, WATERLOO, IL 62298-5340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK |
| Aug 22, 2019 | Deed of Trust, Mortgage · Construction Mortgage OAKSTAR BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Construction Mortgage NORTH AMERICAN SAVINGS BANK |
| Apr 24, 2018 | Deed, Subdivision Related Transfer · VA Mortgage OAKSTAR BANK |
| Jun 30, 2017 | Loan Modification, Mortgage CITIZENS CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on File |
| Deed Sale | Mar 29, 2021 · Amount on File |
| Prior Sale | Apr 24, 2018 · Amount on File |
| Deed Document Number | 2021415891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 29, 2021 |
| Property Address | 2936 ESTATE DR, WATERLOO, IL 62298-5340 |
| Document Number | 0000415891 |
| Map Reference | DOC 298905 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 415891 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2936 ESTATE DR, WATERLOO, IL 62298-5340 |
| Document Number | 0000415892 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 415892 |
| Name | BUENA VISTA NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2936 ESTATE DR, WATERLOO, IL 62298-5340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000403137 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 403137 |
| Name | OAKSTAR BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2936 ESTATE DR, WATERLOO, IL 62298-5340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000408994 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 408994 |
| Name | NORTH AMERICAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 24, 2018 |
| Property Address | 2936 ESTATE DR, WATERLOO, IL 62298-5340 |
| Document Number | 0000395446 |
| Map Reference | ENV 2-202B |
| Instrument Date | Apr 20, 2018 |
| Instrument | 395446 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2936 ESTATE DR, WATERLOO, IL 62298-5340 |
| Document Number | 0000395447 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 395447 |
| Name | OAKSTAR BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2936 ESTATE DR, WATERLOO, IL 62298-5340 |
| Document Number | 0000390777 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2936 ESTATE DR WATERLOO IL 622985340, WATERLOO, IL 62298-5340 |
| Investor | Possibly a Property Investor |
| Document Number | 0000390777 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 390777 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jul 6, 2018 |
The 2025 property tax bill for 2936 Estate Dr was $12,786, up 11.7% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,786.00 (+11.7%) Homeowner's exemption | $217,610 (+6.96%) Land $16,580 Building $201,030 | $652,830 (+6.96%) Land $49,740 Building $603,090 |
| 2024 | $11,447.00 | $203,447 Land $17,510 Building $185,937 | $610,341 Land $52,530 Building $557,811 |
| 2022 | Additional exemption filed | $165,200 Land $16,580 Building $148,620 | $495,600 Land $49,740 Building $445,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2936 Estate Dr in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2936 Estate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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