2929 Estate Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 2929 Estate Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,716 sqft · built 2008
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on File
Tax Bill$13,239 (2025)
Deeds & MortgagesDec 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN07-05-317-018-000

Property Details

APN / Parcel Number

Primary APN07-05-317-018-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area3,716 sqft Living Area
1st Floor Area3,716 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area108,900 sqft (2.5 acres)
Garage Area1,492 sqft
DrivewayConcrete Driveway
Driveway Area2,365 sqft

Exterior Amenities

PorchSlab
Porch Area388 sqft
Deck Area214 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2929 ESTATE DR
CityWATERLOO
StateIL
Zip62298-5351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA2
Legal DescriptionLOT 18 HANOVER ESTATES
Legal Range10W
Legal Township02S
Legal Section05
Legal SubdivisionHANOVER ESTATES
Legal Lot Number18
JurisdictionMONROE IL
Township / Civil Division14
Census Block Group2
Census Block2007
Census Tract600402

Owner

2929 Estate Dr is owned and occupied by two individuals.

Source: Monroe County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2929 ESTATE DR, WATERLOO, IL 62298-5351
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address2929 ESTATE DR, WATERLOO, IL 62298-5351
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000412966
DateDec 1, 2020
Instrument412966
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2929 Estate Dr was $13,239 with a homeowner's exemption, down 0.7% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,239.00 (-0.74%) Homeowner's exemption$231,550 Land $16,580 Building $214,970$694,650 Land $49,740 Building $644,910
2024$13,338.00
2022Additional exemption filed$199,670 Land $16,580 Building $183,090$599,010 Land $49,740 Building $549,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2929 Estate Dr in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2929 Estate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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