Monroe County property record for 2928 Estate Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 1,795 sqft · built 2006 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Aug 2025) |
| Tax Bill | $11,763 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-317-006-000 |
| Primary APN | 07-05-317-006-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,795 sqft Building Perimeter |
| 1st Floor Area | 1,219 sqft |
| Basement Area | 898 sqft |
| Unfinished Basement | 898 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 734 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,840 sqft |
| Porch | Slab |
| Porch Area | 256 sqft |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2928 ESTATE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 6 HANOVER ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | HANOVER ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3342 HANOVER RD, COLUMBIA, IL 62236-4400 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Deed Document Number | 2025439047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2928 ESTATE DR, WATERLOO, IL 62298-5340 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000432784 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 432784 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,763.00 (+9.58%) Homeowner's exemption | $202,110 (+27.42%) Land $16,580 Building $185,530 | $606,330 (+27.42%) Land $49,740 Building $556,590 |
| 2024 | $10,735.00 | ||
| 2022 | Additional exemption filed | $158,620 Land $16,580 Building $142,040 | $475,860 Land $49,740 Building $426,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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