2935 97th Ct, Plato, MN 55370 Property Records

McLeod County property record for 2935 97th Ct, Plato, MN 55370

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,924 sqft · built 1998
Lot Size1.54 acres (67,082 sqft)
Owner2 Individual Names on Record
Tax Bill$3,764 (2026)
Deeds & MortgagesApr 2020 Mortgage
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN07.064.0060

Property Details

APN / Parcel Number

Primary APN07.064.0060

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,924 sqft Total Area
1st Floor Area1,224 sqft
Basement Area871 sqft
Finished Basement871 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area67,082 sqft (1.54 acres)
Garage Area1,184 sqft
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address2935 97TH CT
CityPLATO
StateMN
Zip55370-5627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK RIDGE ESTATES LOT-002 BLOCK-002
Legal SubdivisionOAK RIDGE ESTATES
Legal Block2
Legal Lot Number2
JurisdictionMCLEOD MN
Township / Civil DivisionHELEN
Census Block Group4
Census Block4041
Census Tract950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2935 97TH CT, PLATO, MN 55370-5627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORP
Oct 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEOD MN
Property Address2935 97TH CT, PLATO, MN 55370-5627
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000445320
DateApr 29, 2020
Instrument445320
Lender
NameHOME POINT FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035
Interest
Rate TypeFixed Rate

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEOD MN
Property Address2935 97TH CT, PLATO, MN 55370-5627
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000465786
DateOct 27, 2023
Instrument465786
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2043

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMcLeod County
County SubdivisionHelen Township
Unified School DistrictGlencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,764.00 (+43.23%) Homeowner's exemption
2025$458,400 (+17.66%) Land $99,700 Building $358,700$458,400 (+17.66%) Land $99,700 Building $358,700
2022$389,600 Land $79,200 Building $310,400$389,600 Land $79,200 Building $310,400
2019$2,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
RS Fiber Cooperative
Fixed Wireless
50 / 25
CenturyLink
DSL
10 / 1

May also be available: AT&T, Broadband, Nuvera Communications, Verizon.

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