2930 97th Ct, Plato, MN 55370 Property Records

McLeod County property record for 2930 97th Ct, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,906 sqft · built 2002
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Tax Bill	$3,600 (2026)
Deeds & Mortgages	May 2017 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07.064.0030`

Property Details

APN / Parcel Number

Primary APN	`07.064.0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,906 sqft Total Area
1st Floor Area	1,098 sqft
Basement Area	1,026 sqft
Finished Basement	1,026 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Carport
Garage Area	570 sqft
Carport	Carport
Carport Area	570 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	2930 97TH CT
City	PLATO
State	MN
Zip	55370-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE ESTATES LOT-003 BLOCK-001
Legal Subdivision	OAK RIDGE ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCLEOD MN
Township / Civil Division	HELEN
Census Block Group	4
Census Block	4041
Census Tract	950600

Owner

2930 97th Ct is owned and occupied by an individual who acquired it in March 2012.

Source: McLeod County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2930 97TH CT, PLATO, MN 55370-5627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Deed of Trust, Mortgage AMERICAN BANK OF THE NORTH
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
May 30, 2017	Warranty Deed, Transfer TITLE MARK
Mar 28, 2012	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2012
Deed Sale	Mar 28, 2012
Deed Document Number	2012401758
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	2930 97TH CT, PLATO, MN 55370-5627
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	TITLE MARK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A430567
Date	May 30, 2017
Instrument	A430567

Lender

Name	AMERICAN BANK OF THE NORTH
Type	Bank
Address	COOK, MN 55723

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	2930 97TH CT, PLATO, MN 55370-5627
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065499
Date	May 12, 2020
Instrument	65499

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	May 30, 2017
Property Address	2930 97TH CT, PLATO, MN 55370-5627
Document Number	0000430566
Instrument Date	May 25, 2017
Instrument	430566
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	TITLE MARK

Transaction

Tax	$1,122.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2930 97TH CT, PLATO, MN 55370-5627

March 2012: Foreclosure

Document Type	Foreclosure
Jurisdiction	MCLEOD MN
Recording Date	Mar 28, 2012
Property Address	2930 97TH CT, PLATO, MN 55370-5627
Document Number	000A401758
Instrument	A401758
Transaction Type	Foreclosure
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 2930 97th Ct was $3,600 with a homeowner's exemption.

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
County Subdivision	Helen Township
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,600.00 Homeowner's exemption
2025		$440,000 Land $99,100 Building $340,900	$440,000 Land $99,100 Building $340,900
2022		$369,200 Land $78,800 Building $290,400	$369,200 Land $78,800 Building $290,400
2019	$2,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2930 97th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2930 97th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
RS Fiber Cooperative Fixed Wireless	50 / 25
CenturyLink DSL	10 / 1

May also be available: AT&T, Broadband, Nuvera Communications, Verizon.

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