2909 97th Ct, Plato, MN 55370 Property Records

McLeod County property record for 2909 97th Ct, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	1,376 sqft · built 2021
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Oct 2020)
Tax Bill	$3,004 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07.064.0080`

Property Details

APN / Parcel Number

Primary APN	`07.064.0080`

Interior

Stories	1 Story
Building Area	1,376 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Multi-Family
Exterior Material	Vinyl
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	2909 97TH CT
City	PLATO
State	MN
Zip	55370-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE ESTATES LOT-004 BLOCK-002
Legal Subdivision	OAK RIDGE ESTATES
Legal Block	2
Legal Lot Number	4
Jurisdiction	MCLEOD MN
Township / Civil Division	HELEN
Census Block Group	4
Census Block	4041
Census Tract	950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2909 97TH CT, PLATO, MN 55370-5627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HARVEST BANK
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage HARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	2020448487
Prior Transfer Date	Dec 6, 2016
Prior Transfer Doc	000A428212
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	2909 97TH CT, PLATO, MN 55370-5627
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453096
Date	Jun 8, 2021
Instrument	453096

Lender

Name	HARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Oct 30, 2020
Property Address	2909 97TH CT, PLATO, MN 55370-5627
Document Number	0000448487
Instrument Date	Oct 30, 2020
Instrument	448487
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE MARK LLC

Transaction

Amount	Amount Recorded
Tax	$297.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 S OAK ST, NORWOOD YOUNG AMERICA, MN 55368-9698

Mortgage

Document Number	0000448488
Date	Oct 30, 2020
Instrument	448488

Lender

Name	HARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 30, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
County Subdivision	Helen Township
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,004.00 (+778.36%) Homeowner's exemption
2025		$373,300 (+19.53%) Land $106,200 Building $267,100	$373,300 (+19.53%) Land $106,200 Building $267,100
2022		$312,300 Land $84,200 Building $228,100	$312,300 Land $84,200 Building $228,100
2019	$342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
RS Fiber Cooperative Fixed Wireless	50 / 25
CenturyLink DSL	10 / 1

May also be available: AT&T, Broadband, Nuvera Communications, Verizon.

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