29329 Independence Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29329 Independence Ave, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,017 sqft · built 2018
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$1,700,000 (Jul 2020)
Tax Bill	$17,017 (2025)
Deeds & Mortgages	Jul 2020 Sale Feb 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00249560-000000`

Property Details

APN / Parcel Number

Primary APN	`00249560-000000`
Alternative APNs	`27662900249560000000` `1319171`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,017 sqft Living Area
Attic	Attic
Attic Area	1,512 sqft
Flooring	Ceramic Tile
Interior Walls	Masonry

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Other
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Carport
Garage Area	1,512 sqft
Carport	Carport
Carport Area	1,512 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1319171
Street Address	29329 INDEPENDENCE AVE
City	BIG PINE KEY
State	FL
Zip	33043-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 6 LT 27 PINE CHANNEL EST SEC TWO BIG PINE KEY PB6-2 OR758-825/26 OR1268-1244 OR2433-1870/71 OR2433-1872 OR2433-1873 OR2544-2109 OR2756-17/18 OR2846-1816 OR2948-2361 OR3032-0358
Legal Range	29E
Legal Township	66S
Legal Section	27
Legal Subdivision	PINE CHANNEL ESTATE SEC 2
Legal Block	6
Legal Lot Number	27
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2031
Census Tract	971401

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12380 S WEST BAY SHORE DR, TRAVERSE CITY, MI 49684-5266
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Warranty Deed, Transfer FIRST TITLE SOURCE LLC
Feb 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 31, 2017	Quit Claim Deed, Transfer · ARM CAPITAL BANK CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Feb 12, 2019 · Amount on Record
Deed Document Number	20202273276
Deed Book / Page	3032 / 358
Prior Transfer Date	Feb 1, 2019
Prior Transfer Doc	0029482361
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 16, 2020
Property Address	29329 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216
Document Number	0030320358
Book / Page	003032 / 000358
Instrument Date	May 22, 2020
Instrument	2273276
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount Recorded
Tax	$11,900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12830 S WEST BAY SHORE DR TRAVERSE CITY MI 49684, TRAVERSE CITY, MI 49684

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 12, 2019
Property Address	29329 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216
Document Number	0029482361
Book / Page	002948 / 002361
Instrument Date	Feb 1, 2019
Instrument	2206310
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12907 HICKORYWOOD LN LARGO FL 337742023, LARGO, FL 33774-2023

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 31, 2017
Property Address	29329 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216
Document Number	0028461816
Book / Page	2846 / 1816
Map Reference	MB06 PG02
Instrument Date	Mar 29, 2017
Instrument	2116847
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FRIST TITLE SOURCE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12907 JICKORYWOOD LN, 12907, LARGO, FL 33774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12907 HICKORYWOOD LN, LARGO, FL 33774-2023

Mortgage

Document Number	0002116848
Date	Mar 31, 2017
Instrument	2116848

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,017.00 (+13.73%)	$2,029,436 (+9.79%) Land $1,040,625 Building $988,811	$2,029,436 (+9.79%) Land $1,040,625 Building $988,811
2024	$14,963.00 (+4.95%)
2023	$14,257.00 (+10.13%)	$1,848,531 (+12.26%) Land $900,000 Building $948,531	$1,848,531 (+12.26%) Land $900,000 Building $948,531
2022	$12,946.00	$1,646,618 Land $686,250 Building $960,368	$1,646,618 Land $686,250 Building $960,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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