Monroe County property record for 29413 Independence Ave, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,531 sqft · built 1984 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,903,571 (Sep 2020) |
| Tax Bill | $6,383 (2024) |
| Deeds & Mortgages | May 2022 Reverse Mortgage Sep 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00249600-000000 |
| Primary APN | 00249600-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,531 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,019 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Covered |
| Garage Area | 517 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 584 sqft |
| Deck Area | 225 sqft |
| Patio Area | 249 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|
| Account Number | 1319210 |
|---|---|
| Street Address | 29413 INDEPENDENCE AVE |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 31 PINE CHANNEL EST SEC TWO BIG PINE KEY PB6-2 OR610-648 OR828-2096 OR2807-1003 OR3044-765 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 27 |
| Legal Subdivision | PINE CHANNEL ESTATE SEC 2 |
| Legal Block | 6 |
| Legal Lot Number | 31 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 971401 |
Source: Monroe County records, as of March 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 29413 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Reverse Mortgage TOP FLITE FINANCIAL INC |
| Sep 15, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | Mar 1, 1981 · Amount on Record |
| Deed Document Number | 20202281809 |
| Deed Book / Page | 3044 / 765 |
| Prior Transfer Date | Jul 18, 2016 |
| Prior Transfer Doc | 0028071003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 29413 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3215 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 29413 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3215 |
| Document Number | 0031752095 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 3175/2095 |
| Instrument | 2377138 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63117 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.1% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 15, 2020 |
| Property Address | 29413 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3215 |
| Document Number | 0030440765 |
| Book / Page | 003044 / 000765 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 2281809 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29413 INDEPENDENCE AVE BIG PINE KEY FL 330433215, BIG PINE KEY, FL 33043-3215 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $916,695 (+13.28%) Land $693,750 Building $222,945 | $916,695 (+13.28%) Land $693,750 Building $222,945 | |
| 2024 | $6,383.00 (+3.72%) | ||
| 2023 | $6,154.00 (+12.2%) | $809,195 (+20.9%) Land $600,000 Building $209,195 | $809,195 (+20.9%) Land $600,000 Building $209,195 |
| 2022 | $5,485.00 | $669,329 Land $457,500 Building $211,829 | $669,329 Land $457,500 Building $211,829 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures