29328 Independence Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29328 Independence Ave, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,633 sqft · built 1983
Lot Size	0.172 acres (7,490 sqft)
Owner	Company Name on Record
Last Sale	$1,875,000 (Jul 2021)
Tax Bill	$13,289 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`00249060-000000`

Property Details

APN / Parcel Number

Primary APN	`00249060-000000`
Alternative APNs	`27662900249060000000` `1318671`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,633 sqft Living Area
Gross Area	3,089 sqft
1st Floor Area	2,232 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,490 sqft (0.172 acres)
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	456 sqft

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	913 sqft
Patio Area	3,014 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1318671
Street Address	29328 INDEPENDENCE AVE
City	BIG PINE KEY
State	FL
Zip	33043-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 5 LT 24 PINE CHANNEL EST SEC TWO BIG PINE KEY PB6-2 OR746-248/49 OR799-1895 OR1088-236/37 OR2008-505 OR2844-1367/68 OR3112-0020 OR3206-0477
Legal Range	29E
Legal Township	66S
Legal Section	27
Legal Subdivision	PINE CHANNEL ESTATE SEC 2
Legal Block	5
Legal Lot Number	24
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2031
Census Tract	971401

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	29328 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	May 25, 2004 · Amount on Record
Deed Document Number	20212329807
Deed Book / Page	3112 / 20
Last Transfer Date	Dec 9, 2022
Transfer Doc	0032060477
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Dec 27, 2022
Property Address	29328 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216
Document Number	0032060477
Book / Page	3206 / 477
Map Reference	MB 6 PG 2
Instrument Date	Dec 9, 2022
Instrument	2401619
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29328 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	29328 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 13, 2021
Property Address	29328 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216
Document Number	0031120020
Book / Page	3112 / 20
Map Reference	MB 6 PG 2
Instrument Date	Jul 8, 2021
Instrument	2329807
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9208 W LAKESIDE DR, SIOUX FALLS, SD 57107-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29328 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216

Mortgage

Document Number	0000311225
Date	Jul 13, 2021
Instrument	3112/25

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 20, 2017
Property Address	29328 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3216
Document Number	0028441367
Book / Page	002844 / 001367
Instrument Date	Mar 17, 2017
Instrument	2115005
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1012 W DELAWARE ST SIOUX FALLS SD 571040232, SIOUX FALLS, SD 57104-0232

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,289.00 (-13.79%)	$1,435,053 (-13.76%) Land $754,618 Building $680,435	$1,435,053 (-21.26%) Land $754,618 Building $680,435
2024	$15,415.00 (+6.34%)
2023	$14,496.00 (+2.7%) Homeowner's exemption	$1,664,028 (+3%)	$1,822,458 (+12.81%) Land $1,168,440 Building $654,018
2022	$14,115.00 Homeowner's exemption	$1,615,562 Land $964,338 Building $651,224	$1,615,562 Land $964,338 Building $651,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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