Santa Rosa County property record for 2920 Ensenada Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,687 sqft · built 2011 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Sep 2025) |
| Tax Bill | $245 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-2135-00000-0200 |
| Primary APN | 02-2S-27-2135-00000-0200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,687 sqft Living Area |
| Gross Area | 3,486 sqft |
| 1st Floor Area | 2,687 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 150 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 399 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2920 ENSENADA CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 20 LA MESA AT HIDDEN CREEK AS DES IN OR 3065 PG 249 & AS DES IN OR 4527 PG 466 & AS DES IN OR 4655 PG 571 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 02 |
| Legal Subdivision | LA MESA @ HID CREEK |
| Legal Lot Number | 20 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10822 |
2920 Ensenada Ct is owned and occupied by two individuals who bought it in September 2025.
Source: Santa Rosa County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · VA Mortgage FIRST AMERICAN MORTGAGE SOLU |
| May 23, 2022 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit ALL IN FCU |
| Sep 5, 2025 | Intrafamily Transfer, Transfer · VA Mortgage BETTER LENDING LLC |
| Dec 9, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Sep 22, 2020 | Deed of Trust, Mortgage · VA Mortgage LENDING 3 INC |
| Jul 14, 2017 | Deed of Trust, Mortgage · VA Mortgage CIS HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on File |
| Deed Sale | Sep 5, 2025 · Amount on File |
| Prior Sale | Jun 27, 2011 · Amount on File |
| Deed Document Number | 202541393 |
| Deed Book / Page | 4655 / 571 |
| Prior Transfer Date | Aug 29, 2025 |
| Prior Transfer Doc | 0046550571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 1, 2026 |
| Property Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0000027290 |
| Book / Page | 4750 / 345 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202627290 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0000027290, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 4750/345 |
| Instrument | 202627290 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0042870243 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 4287/243 |
| Instrument | 202231231 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0043980561 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 4398/561 |
| Instrument | 202322922 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | May 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 5, 2025 |
| Property Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0046550571 |
| Book / Page | 4655 / 571 |
| Map Reference | MB 11 PG 21 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 202541393 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | UNKNOWN, MTG INFORMATION SERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0004655574 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 4655/574 |
| Name | BETTER LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0038972012 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 3897/2012 |
| Instrument | 201955375 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0040071629 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2920 ENSENADA CT NAVARRE FL 325668898, NAVARRE, FL 32566-8898 |
| Document Number | 0040071629 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 004007/001629 |
| Instrument | 49759 |
| Name | LENDING 3 INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2920 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0036441378 |
| Book / Page | 003644 / 001378 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2920 ENSENADA CT NAVARRE FL 325668898, NAVARRE, FL 32566-8898 |
| Document Number | 0036441378 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 003644/001378 |
| Instrument | 29670 |
| Name | CIS HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | HAMILTON, AL 35570 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2047 |
The 2025 property tax bill for 2920 Ensenada Ct was $245, up 7.5% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $245.00 (+7.46%) | $259,905 (+2.9%) | $396,305 (+9.06%) Land $50,000 Building $346,305 |
| 2024 | $228.00 (+7.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $252,580 (+3%) | $363,379 (+2.13%) Land $50,000 Building $313,379 |
| 2023 | $212.00 (+6.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $245,223 (+3%) | $355,795 (+2.18%) Land $45,000 Building $310,795 |
| 2022 | $199.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $238,081 | $348,216 Land $42,000 Building $306,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2920 Ensenada Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2920 Ensenada Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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