293 Windsong Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 293 Windsong Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,729 sqft · built 2014
Lot Size	0.216 acres (9,448 sqft)
Owner	Individual Name on Record
Last Sale	$1,030,000 (Nov 2023)
Tax Bill	$13,476 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`790-65-020`

Property Details

APN / Parcel Number

Primary APN	`790-65-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,729 sqft Living Area
1st Floor Area	1,294 sqft
2nd Floor Area	1,435 sqft

Exterior

Year Built	Built 2014
Architectural Style	Other
Construction Type	Wood
Lot Area	9,448 sqft (0.216 acres)
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	293 WINDSONG WAY
City	GILROY
State	CA
Zip	95020-7651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TR 9950 LOT 20
Legal Tract	9950
Legal Lot Number	20
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3017
Census Tract	512505

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11420 LOCHARD ST, OAKLAND, CA 94605-5430
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 2, 2017	Grant Deed, Transfer · Conventional Mortgage PRINCETON CAP
May 2, 2017	Intrafamily Transfer, Transfer · Line of Credit TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	May 2, 2017
Deed Document Number	25556912
Record Updated	Jun 8, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 9, 2023
Property Address	293 WINDSONG WAY, GILROY, CA 95020-7651
Document Number	0025556912
Map Reference	MB 857 PG 15-28
Instrument Date	Oct 26, 2023
Instrument	25556912
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11420 LOCHARD ST, OAKLAND, CA 94605-5430

Mortgage

Document Number	0025556913
Date	Nov 9, 2023
Instrument	25556913

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Max Rate	12.2%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 2, 2017
Property Address	293 WINDSONG WAY, GILROY, CA 95020-7651
Document Number	0023637679
Instrument Date	Apr 12, 2017
Instrument	23637679
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	293 WINDSONG WAY GILROY CA 950207651, GILROY, CA 95020-7651

Mortgage

Document Number	23637681
Date	May 2, 2017
Instrument	23637681

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 2, 2017
Property Address	293 WINDSONG WAY, GILROY, CA 95020-7651
Document Number	0023637680
Map Reference	MAP857 PG15-28
Instrument Date	Apr 12, 2017
Instrument	23637680
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 WINDSONG WAY, GILROY, CA 95020-7651

Mortgage

Document Number	0023637682
Date	May 2, 2017
Instrument	23637682

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,476.00 (+25.43%)	$1,050,600 (+27.79%) Land $420,240 Building $630,360
2023	$10,744.00 (+1.78%) Homeowner's exemption	$822,133 Land $452,118 Building $370,015
2022	$10,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, South Valley Internet, Verizon.

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