264 Windsong Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 264 Windsong Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,403 sqft · built 2014
Lot Size	0.063 acres (2,772 sqft)
Owner	Individual Name on File
Last Sale	$1,075,000 (Dec 2025)
Tax Bill	$9,461 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`790-65-024`

Property Details

APN / Parcel Number

Primary APN	`790-65-024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,403 sqft Living Area
1st Floor Area	1,282 sqft
2nd Floor Area	1,121 sqft
Family Room	Family Room

Exterior

Year Built	Built 2014
Architectural Style	Other
Construction Type	Wood
Lot Area	2,772 sqft (0.063 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	264 WINDSONG WAY
City	GILROY
State	CA
Zip	95020-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TR 9950 LOT 24
Legal Subdivision	9950 HARVEST PARK
Legal Tract	9950
Legal Lot Number	24
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3019
Census Tract	512505

Owner

264 Windsong Way is owned and occupied by an individual who bought it in December 2025.

Source: Santa Clara County records, as of December 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	264 WINDSONG WAY, GILROY, CA 95020-7650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 2, 2025	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 9, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Jan 24, 2019
Deed Document Number	25911609
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	264 WINDSONG WAY, GILROY, CA 95020-7650
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 WINDSONG WAY, GILROY, CA 95020-7650

Mortgage

Document Number	0025369871
Date	Sep 8, 2022
Instrument	25369871

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 2, 2025
Property Address	264 WINDSONG WAY, GILROY, CA 95020-7650
Document Number	0025911609
Map Reference	MB 857 PG 15 - 28
Instrument Date	Nov 25, 2025
Instrument	25911609
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,182.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	264 WINDSONG WAY, GILROY, CA 95020-7650

Mortgage

Document Number	0025911610
Date	Dec 2, 2025
Instrument	25911610

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	264 WINDSONG WAY, GILROY, CA 95020-7650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 WINDSONG WAY, GILROY, CA 95020-7650

Mortgage

Document Number	0024645367
Date	Oct 7, 2020
Instrument	24645367

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	264 WINDSONG WAY, GILROY, CA 95020-7650
Document Number	0024308486
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	264 WINDSONG WAY GILROY CA 950207650, GILROY, CA 95020-7650

Mortgage

Document Number	0024308486
Date	Oct 21, 2019
Instrument	24308486

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 24, 2019
Property Address	264 WINDSONG WAY, GILROY, CA 95020-7650
Document Number	0024103003
Map Reference	MB 857 PG 15-28
Instrument Date	Jan 14, 2019
Instrument	24103003
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	264 WINDSONG WAY, GILROY, CA 95020-7650

Mortgage

Document Number	0024103004
Date	Jan 24, 2019
Instrument	24103004

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	264 WINDSONG WAY, GILROY, CA 95020-7650
Document Number	0023648885
Instrument Date	Apr 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 WINDSONG WAY GILROY CA 950207650, GILROY, CA 95020-7650

Mortgage

Document Number	0023648885
Date	May 15, 2017
Instrument	23648885

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 264 Windsong Way was $9,461.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,461.00	$721,089 Land $360,551 Building $360,538
2023	$9,229.00 (+1.78%)	$693,090 Land $346,551 Building $346,539
2022	$9,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 264 Windsong Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Windsong Way is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, South Valley Internet, Verizon.

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