274 Windsong Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 274 Windsong Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,768 sqft · built 2014
Lot Size	0.063 acres (2,772 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Jan 2017)
Tax Bill	$10,570 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-65-023`

Property Details

APN / Parcel Number

Primary APN	`790-65-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
1st Floor Area	1,313 sqft
2nd Floor Area	1,455 sqft

Exterior

Year Built	Built 2014
Architectural Style	Other
Construction Type	Wood
Lot Area	2,772 sqft (0.063 acres)
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	274 WINDSONG WAY
City	GILROY
State	CA
Zip	95020-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TR 9950 LOT 23
Legal Tract	9950
Legal Lot Number	23
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3019
Census Tract	512505

Owner

274 Windsong Way is owned by an individual who acquired it in November 2021.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1155 LERMA LN, GILROY, CA 95020-7411
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Intrafamily Transfer, Transfer
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on File
Deed Sale	Jan 10, 2017 · Amount on File
Prior Sale	Jan 10, 2017 · Amount on File
Deed Document Number	0023553585
Last Transfer Date	Nov 17, 2021
Transfer Doc	0025170973
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2021
Property Address	274 WINDSONG WAY, GILROY, CA 95020-7650
Document Number	0025170973
Map Reference	MB 857 PG 15-28
Instrument Date	Sep 7, 2021
Instrument	25170973
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1886 THE ALAMEDA, SAN JOSE, CA 95126-1733

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	274 WINDSONG WAY, GILROY, CA 95020-7650
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 WINDSONG WAY, GILROY, CA 95020-7650

Mortgage

Document Number	0024982062
Date	Jun 2, 2021
Instrument	24982062

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	274 WINDSONG WAY, GILROY, CA 95020-7650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE OF NORCAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023797770
Date	Nov 9, 2017
Instrument	23797770

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2046

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 10, 2017
Property Address	274 WINDSONG WAY, GILROY, CA 95020-7650
Document Number	0023553585
Map Reference	MAP857 PG15-28
Instrument Date	Jan 5, 2017
Instrument	23553585
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	274 WINDSONG WAY, GILROY, CA 95020-7650

Mortgage

Document Number	0023553586
Date	Jan 10, 2017
Instrument	23553586

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 274 Windsong Way was $10,570.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,570.00	$812,110 Land $446,588 Building $365,522
2023	$10,315.00 (+1.77%)	$780,577 Land $429,248 Building $351,329
2022	$10,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 274 Windsong Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Windsong Way is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, South Valley Internet, Verizon.

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