293 Watkins Rd, Loudon, TN 37774 Property Records

Loudon County property record for 293 Watkins Rd, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1994
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Mar 2022)
Tax Bill	$548 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057-311.00`

Property Details

APN / Parcel Number

Primary APN	`057-311.00`
Alternative APNs	`057 31100 000057` `0105705731100` `053057 31100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Stone/Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	36 sqft
Deck Area	80 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	293 WATKINS RD
City	LOUDON
State	TN
Zip	37774-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	01 062 062 08452 000
Jurisdiction	LOUDON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2017
Census Tract	60502

Owner

Source: Loudon County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	293 WATKINS RD, LOUDON, TN 37774-3517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Jun 19, 2017	Warranty Deed, Transfer CERTIFIED TITLE
Jun 19, 2017	Quit Claim Deed, Transfer SOUTHEASTERN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	20222955
Deed Book / Page	446 / 491
Prior Transfer Date	Jun 13, 2017
Prior Transfer Doc	0000005157
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Mar 11, 2022
Property Address	293 WATKINS RD, LOUDON, TN 37774-3517
Document Number	0D0446/491
Book / Page	D0446 / 491
Instrument Date	Mar 9, 2022
Instrument	22002955
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	INDEPENDENCE ESCROW INC, INDEPENDENCE T&E SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$828.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	293 WATKINS RD, LOUDON, TN 37774-3517

Mortgage

Document Number	0022002956
Date	Mar 11, 2022
Instrument	22002956

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 19, 2017
Property Address	293 WATKINS RD, LOUDON, TN 37774-3517
Document Number	0000005157
Book / Page	000394 / 000817
Instrument Date	Jun 13, 2017
Instrument	5157
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	293 WATKINS RD LOUDON TN 377743517, LOUDON, TN 37774-3517

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 19, 2017
Property Address	293 WATKINS RD, LOUDON, TN 37774-3517
Document Number	0000005155
Book / Page	000394 / 000815
Instrument Date	Jun 13, 2017
Instrument	5155
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	SOUTHEASTERN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 393 LENOIR CITY TN 377710393, LENOIR CITY, TN 37771-0393

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$548.00	$31,000 (-) Land $3,550 Building $27,450	$124,000 (-) Land $14,200 Building $109,800
2024	$548.00	$31,000 (-) Land $3,550 Building $27,450
2023		$31,000 Land $3,550 Building $27,450
2021			$124,000 Land $14,200 Building $109,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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