Loudon County property record for 122 Watkins Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,008 sqft · built 1991 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Owner Name on File |
| Last Sale | $5,500 (Oct 1991) |
| Tax Bill | $357 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 057 31200 000057 |
| Primary APN | 057 31200 000057 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Utility Building | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | 057 31200 000057 |
|---|---|
| Street Address | 122 WATKINS RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1 062 062 08436 000 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 60502 |
The current owner of 122 Watkins Rd acquired it in October 1991.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 122 WATKINS RD, LOUDON, TN 37774-3516 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 1991 · Amount on File |
| Deed Sale | Oct 25, 1991 · Amount on File |
| Deed Document Number | 0000019592 |
| Deed Book / Page | 195 / 92 |
| Last Transfer Date | Oct 28, 1991 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 122 WATKINS RD, LOUDON, TN 37774-3516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | T1388/0372 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | T1388/0372 |
| Instrument | 18009508 |
| Name | FOOTHILL FCU |
|---|---|
| Type | Credit Union |
| Address | LOUDON, TN 37774 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 122 Watkins Rd was $357.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $357.00 | $20,200 (-) Land $3,350 Building $16,850 | |
| 2024 | $357.00 | $20,200 (-) Land $3,350 Building $16,850 | |
| 2023 | $20,200 Land $3,350 Building $16,850 | ||
| 2021 | $80,800 Land $13,400 Building $67,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Watkins Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Watkins Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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