110 Watkins Rd, Loudon, TN 37774 Property Records

Loudon County property record for 110 Watkins Rd, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1991
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2019)
Tax Bill	$457 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057 29200 000057`

Property Details

APN / Parcel Number

Primary APN	`057 29200 000057`
Alternative APNs	`053057 29200` `057 29200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	057 29200 000057
Street Address	110 WATKINS RD
City	LOUDON
State	TN
Zip	37774-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1 062 062 08435 000
Legal Subdivision	J PAUL HARVEY SURV
Jurisdiction	LOUDON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	60502

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 WATKINS RD, LOUDON, TN 37774-3516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Aug 7, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Prior Sale	Mar 4, 2008
Deed Document Number	19003691
Deed Book / Page	D0412 / 483
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	May 2, 2019
Property Address	110 WATKINS RD, LOUDON, TN 37774-3516
Document Number	D0412/483
Book / Page	D0412 / 483
Instrument Date	Apr 29, 2019
Instrument	19003691
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WATKINS RD, LOUDON, TN 37774-3516

Mortgage

Document Number	19003692
Date	May 2, 2019
Instrument	19003692

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	110 WATKINS RD, LOUDON, TN 37774-3516
Document Number	0000007220
Book / Page	001339 / 000504
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WATKINS RD LOUDON TN 377743516, LOUDON, TN 37774-3516

Mortgage

Document Number	0000007220
Date	Aug 22, 2017
Book Page	001339/000504
Instrument	7220

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$457.00	$25,850 (-) Land $3,350 Building $22,500
2024	$457.00	$25,850 (-) Land $3,350 Building $22,500
2023		$25,850 Land $3,350 Building $22,500
2021			$103,400 Land $13,400 Building $90,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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